1244 Arnold Rd, Westminster, MD 21157 Property Records

Carroll County property record for 1244 Arnold Rd, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,494 sqft · built 2003
Lot Size	3.09 acres (134,600 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Sep 2019)
Tax Bill	$6,295 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-078659`

Property Details

APN / Parcel Number

Primary APN	`04-078659`
Alternative APN	`078659`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,494 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	134,600 sqft (3.09 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	268 sqft
Deck Area	600 sqft
Patio Area	600 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	078659
Street Address	1244 ARNOLD RD
City	WESTMINSTER
State	MD
Zip	21157-7376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT - 3.09 ACS 1244 ARNOLD RD W/S WESTMINSTER RD
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	1
Census Block	1003
Census Tract	504201

Owner

Source: Carroll County records · APN 04-078659

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1244 ARNOLD RD, WESTMINSTER, MD 21157-7376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 27, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
May 16, 2017	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA
May 16, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Jun 23, 2003 · Amount on Record
Deed Book / Page	9425 / 179
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1244 ARNOLD RD, WESTMINSTER, MD 21157-7376
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097980139
Date	Aug 11, 2020
Book Page	9798/139

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 01, 2035

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 27, 2019
Property Address	1244 ARNOLD RD, WESTMINSTER, MD 21157-7376
Document Number	0094250179
Book / Page	009425 / 000179
Instrument Date	Sep 20, 2019
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1244 ARNOLD RD WESTMINSTER MD 211577376, WESTMINSTER, MD 21157-7376

Mortgage

Document Number	94250187
Date	Sep 27, 2019
Book Page	009425/000187

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 26, 2039

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL MD
Property Address	1244 ARNOLD RD, WESTMINSTER, MD 21157-7376
Document Number	0089280343
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1244 ARNOLD RD WESTMINSTER MD 211577376, WESTMINSTER, MD 21157-7376

Mortgage

Document Number	0089280343
Date	Jan 29, 2018
Book Page	008928/000343

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1244 ARNOLD RD, WESTMINSTER, MD 21157-7376
Document Number	0087290221
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1244 ARNOLD RD WESTMINSTER MD 211577376, WESTMINSTER, MD 21157-7376

Mortgage

Document Number	0087290221
Date	Jun 26, 2017
Book Page	008729/000221

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$653,133 (+23.22%)	$674,600 (+5.01%) Land $220,900 Building $453,700
2025	$6,295.00 (+5.11%) Homeowner's exemption
2023	$5,989.00 Homeowner's exemption	$530,067	$642,400 Land $180,900 Building $461,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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