1440 Summit Oaks Dr E, Jacksonville, FL 32221 Property Records

Duval County property record for 1440 Summit Oaks Dr E, Jacksonville, FL 32221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,609 sqft · built 2001
Lot Size	0.197 acres (8,569 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Nov 2021)
Tax Bill	$4,493 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008896-9090`

Property Details

APN / Parcel Number

Primary APN	`008896-9090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,609 sqft Living Area
Gross Area	2,202 sqft
1st Floor Area	1,609 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,569 sqft (0.197 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1440 SUMMIT OAKS DR E
City	JACKSONVILLE
State	FL
Zip	32221-3298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	53-70 29-2S-25E .20 CRYSTAL CREEK UNIT 2 LOT 199
Legal Range	25E
Legal Township	02S
Legal Section	29
Legal Subdivision	CRYSTAL CREEK UNIT 2
Legal Lot Number	199
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	2
Census Block	2001
Census Tract	11904

Owner

1440 Summit Oaks Dr E is owned and occupied by an individual who bought it in November 2021.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1440 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-3298
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Prior Sale	Jul 13, 2016 · Amount on File
Deed Document Number	2021292801
Deed Book / Page	19995 / 1696
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 4, 2021
Property Address	1440 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-3298
Document Number	0199951696
Book / Page	19995 / 1696
Map Reference	MB 53 PG 70&70A-70I
Instrument Date	Oct 25, 2021
Instrument	2021292801
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54206 JAMIE DR, 54206, CALLAHAN, FL 32011-8658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-3298

Mortgage

Document Number	199951699
Date	Nov 4, 2021
Instrument	19995/1699

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1440 Summit Oaks Dr E was $4,493 with a homeowner's exemption, up 6.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,578 (+2.7%)	$284,518 (-7.94%) Land $67,580 Building $216,938
2025	$4,493.00 (+6.49%) Homeowner's exemption	$274,176	$309,053 Land $60,000 Building $249,053
2024	$4,219.00 (+2.88%)
2023	$4,101.00 (+9.19%) Homeowner's exemption	$258,689 (+3%)	$281,274 (+11.99%) Land $55,000 Building $226,274
2022	$3,756.00 Homeowner's exemption	$251,155 Land $45,000 Building $206,155	$251,155 Land $45,000 Building $206,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1440 Summit Oaks Dr E in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2008–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1440 Summit Oaks Dr E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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