1432 Summit Oaks Dr E, Jacksonville, FL 32221 Property Records

Duval County property record for 1432 Summit Oaks Dr E, Jacksonville, FL 32221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,552 sqft · built 2003
Lot Size	0.197 acres (8,571 sqft)
Owner	Company Name on File
Last Sale	$159,400 (Mar 2003)
Tax Bill	$6,640 (2025)
Deeds & Mortgages	Nov 2022 Sale Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008896-9085`

Property Details

APN / Parcel Number

Primary APN	`008896-9085`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,552 sqft Living Area
Gross Area	3,176 sqft
1st Floor Area	2,552 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,571 sqft (0.197 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1432 SUMMIT OAKS DR E
City	JACKSONVILLE
State	FL
Zip	32221-3299
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	53-70 29-2S-25E .20 CRYSTAL CREEK UNIT 2 LOT 198
Legal Range	25E
Legal Township	02S
Legal Section	29
Legal Subdivision	CRYSTAL CREEK UNIT 2
Legal Block	2
Legal Lot Number	198
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	2
Census Block	2001
Census Tract	11904

Owner

1432 Summit Oaks Dr E is owned by a company that bought it in March 2003.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3903 S CONGRESS AVE, 40298, AUSTIN, TX 78704-0213
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Warranty Deed, Transfer MERINO TITLE LLC
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2003 · Amount on File
Deed Sale	Mar 25, 2003 · Amount on File
Prior Sale	Oct 24, 2001 · Amount on File
Deed Document Number	200391749
Deed Book / Page	10989 / 605
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 2, 2022
Property Address	1432 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-3299
Document Number	0204851133
Book / Page	20485 / 1133
Map Reference	MB 53 PG 70&70A-70I
Instrument Date	Oct 31, 2022
Instrument	2022273826
Transaction Type	Transfer
Record Updated	Nov 10, 2022
Title Company	MERINO TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2030 QUEENS POINT DR, 2030, SUFFOLK, VA 23434-7291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3495 PIEDMONT RD NE # 300, 300, ATLANTA, GA 30305-1717
Investor	Possibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1432 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-3299
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193811120
Date	Sep 23, 2020
Book Page	19381/1120
Instrument	2020209741

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1432 Summit Oaks Dr E was $6,640, up 12.9% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,218 (-8.32%) Land $56,724 Building $283,494	$340,218 (-8.32%) Land $56,724 Building $283,494
2025	$6,640.00 (+12.91%)	$371,099 Land $60,000 Building $311,099	$371,099 Land $60,000 Building $311,099
2024	$5,881.00 (-5.22%)
2023	$6,205.00 (+31.07%)	$334,801 (+11.51%) Land $55,000 Building $279,801	$334,801 (+11.51%) Land $55,000 Building $279,801
2022	$4,734.00	$300,238 Land $45,000 Building $255,238	$300,238 Land $45,000 Building $255,238

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1432 Summit Oaks Dr E in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2008–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1432 Summit Oaks Dr E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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