1427 Summit Oaks Dr E, Jacksonville, FL 32221 Property Records

Duval County property record for 1427 Summit Oaks Dr E, Jacksonville, FL 32221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,256 sqft · built 2000
Lot Size	0.262 acres (11,425 sqft)
Owner	2 Trust Names on File
Last Sale	$275,000 (Jun 2021)
Tax Bill	$3,857 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008897-7960`

Property Details

APN / Parcel Number

Primary APN	`008897-7960`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	2,954 sqft
1st Floor Area	2,256 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,425 sqft (0.262 acres)
Lot Dimensions	130 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	169 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1427 SUMMIT OAKS DR E
City	JACKSONVILLE
State	FL
Zip	32221-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	52-62 29-2S-25E .26 CRYSTAL CREEK UNIT ONE LOT 29
Legal Range	25E
Legal Township	02S
Legal Section	29
Legal Subdivision	CRYSTAL CREEK UNIT ONE
Legal Lot Number	29
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	2
Census Block	2000
Census Tract	11904

Owner

1427 Summit Oaks Dr E is owner-occupied and held in a trust since August 2025.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1427 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-4201
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Nov 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on File
Deed Sale	Jun 4, 2021 · Amount on File
Prior Sale	Aug 31, 2000 · Amount on File
Deed Document Number	2021141307
Deed Book / Page	19751 / 1643
Last Transfer Date	Aug 27, 2025
Transfer Doc	0216051624
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 4, 2021
Property Address	1427 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-4201
Document Number	0197511643
Book / Page	19751 / 1643
Map Reference	MB 52 PG 62,62A-62E
Instrument Date	May 24, 2021
Instrument	2021141307
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1427 SUMMIT OAKS DR E, 1427, JACKSONVILLE, FL 32221-4201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-4201

Mortgage

Document Number	197511645
Date	Jun 4, 2021
Instrument	19751/1645

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1427 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-4201
Document Number	0192660694
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 SUMMIT OAKS DR E JACKSONVILLE FL 322214201, JACKSONVILLE, FL 32221-4201

Mortgage

Document Number	0192660694
Date	Jul 5, 2020
Book Page	019266/000694
Instrument	138187

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Jul 4, 2033

Interest

Rate Type	Fixed Rate
Rate	3.12%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1427 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-4201
Document Number	0186042222
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 SUMMIT OAKS DR E JACKSONVILLE FL 322214201, JACKSONVILLE, FL 32221-4201

Mortgage

Document Number	0186042222
Date	Nov 21, 2018
Book Page	018604/002222
Instrument	274830

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 20, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1427 Summit Oaks Dr E was $3,857, up 7.2% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,776 (+2.7%)	$307,776 (-8.35%) Land $56,847 Building $250,929
2025	$3,857.00 (+7.23%)	$238,341	$335,803 Land $60,000 Building $275,803
2024	$3,597.00 (+2.95%)
2023	$3,494.00 (+9.29%) Homeowner's exemption	$224,878 (+3%)	$303,473 (+11.68%) Land $55,000 Building $248,473
2022	$3,197.00 Homeowner's exemption	$218,329	$271,726 Land $45,000 Building $226,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1427 Summit Oaks Dr E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2008–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1427 Summit Oaks Dr E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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