1440 Bertch Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1440 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,229 sqft · built 1937
Lot Size	0.146 acres (6,350 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Apr 2022)
Tax Bill	$2,886 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-36-103-007`

Property Details

APN / Parcel Number

Primary APN	`8913-36-103-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,229 sqft Living Area
1st Floor Area	704 sqft
Basement Area	704 sqft
Finished Basement	325 sqft
Unfinished Basement	704 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	132 sqft
Patio Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1440 BERTCH AVE
City	WATERLOO
State	IA
Zip	50702-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENWOOD PARK LOT 216
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	KENWOOD PARK
Legal Lot Number	216
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1003
Census Tract	1000

Owner

Source: Black Hawk County records · APN 8913-36-103-007

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1440 BERTCH AVE, WATERLOO, IA 50702-2304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2018	Deed of Trust, Mortgage CEDAR RAPIDS BANK & TRUST
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Mar 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Prior Sale	Nov 14, 2018 · Amount on Record
Deed Document Number	202220673
Prior Transfer Date	Nov 09, 2018
Prior Transfer Doc	2019000077
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1440 BERTCH AVE, WATERLOO, IA 50702-2304
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900007724
Date	Nov 14, 2018
Instrument	201900007724

Lender

Name	CEDAR RAPIDS BANK & TRUST

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 01, 2048

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 25, 2022
Property Address	1440 BERTCH AVE, WATERLOO, IA 50702-2304
Document Number	202200020673
Instrument Date	Apr 21, 2022
Instrument	202200020673
Transaction Type	Transfer
Record Updated	Aug 09, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$231.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 BERTCH AVE, WATERLOO, IA 50702-2304

Mortgage

Document Number	202200020674
Date	Apr 25, 2022
Instrument	202200020674

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	May 01, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	9.37%

Mortgage

Document Number	202200020837
Date	Apr 27, 2022
Instrument	202200020837

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 14, 2017
Property Address	1440 BERTCH AVE, WATERLOO, IA 50702-2304
Document Number	201700015911
Instrument Date	Mar 10, 2017
Instrument	2017-00015911
Transaction Type	Transfer
Record Updated	Aug 09, 2022

Transaction

Amount	Amount Recorded
Tax	$165.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1440 BERTCH AVE, WATERLOO, IA 50702-2304

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,886.00 Homeowner's exemption	$141,920 (-0.91%) Land $15,760 Building $126,160	$141,920 (-0.91%) Land $15,760 Building $126,160
2024	$2,886.00 (+38.22%)
2023		$143,220 (+37.84%) Land $15,760 Building $127,460	$143,220 (+37.84%) Land $15,760 Building $127,460
2022	$2,088.00	$103,900 Land $15,760 Building $88,140
2021			$103,900 Land $15,760 Building $88,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

1440 Bertch Ave, Waterloo, IA 50702 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

March 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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