Black Hawk County property record for 1436 Bertch Ave, Waterloo, IA 50702 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,537 sqft · built 1939 |
| Lot Size | 0.146 acres (6,350 sqft) |
| Owner | Individual Name on File |
| Last Sale | $49,500 (May 2022) |
| Tax Bill | $3,122 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-36-103-006 |
| Primary APN | 8913-36-103-006 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,537 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Basement Area | 904 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,350 sqft (0.146 acres) |
| Lot Dimensions | 127 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 110 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1436 BERTCH AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-2304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENWOOD PARK LOT 217 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | KENWOOD PARK |
| Legal Lot Number | 217 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1000 |
Source: Black Hawk County records · APN 8913-36-103-006
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1436 BERTCH AVE, WATERLOO, IA 50702-2304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2022 · Amount on Record |
| Deed Sale | May 17, 2022 · Amount on Record |
| Deed Document Number | 202222497 |
| Prior Transfer Date | May 10, 2022 |
| Prior Transfer Doc | 0000022497 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 17, 2022 |
| Property Address | 1436 BERTCH AVE, WATERLOO, IA 50702-2304 |
| Document Number | 202200022497 |
| Instrument Date | May 10, 2022 |
| Instrument | 202200022497 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2022 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1436 BERTCH AVE, WATERLOO, IA 50702-2304 |
| Document Number | 202200022498 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 202200022498 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jun 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
| Document Number | 202200022499 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 202200022499 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2032 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,122.00 Homeowner's exemption | $154,100 (-) Land $15,760 Building $138,340 | $154,100 (-) Land $15,760 Building $138,340 |
| 2024 | $3,122.00 (+36.93%) | ||
| 2023 | $154,100 (+36.76%) Land $15,760 Building $138,340 | $154,100 (+36.76%) Land $15,760 Building $138,340 | |
| 2022 | $2,280.00 | $112,680 Land $15,760 Building $96,920 | |
| 2021 | $112,680 Land $15,760 Building $96,920 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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