1433 Bertch Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1433 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1935
Square Footage	1,156 sqft Living Area
Lot Size	6,350 sqft (0.146 acres)
Occupancy	Owner Occupied
Last Sale	$125,000 (2022)
Tax Bill	$2,548.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-36-101-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,156 sqft Living Area
1st Floor	768 sqft 1st Floor
Attic Area	346 sqft Attic
Attic	1 Attic
Basement Area	768 sqft Basement
Finished Basement	175 sqft Finished
Unfinished Basement	768 sqft Unfinished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,350 sqft (0.146 acres)
Depth X Width	127 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	576 sqft Garage
Deck Area	238 sqft Deck
Patio Area	238 sqft Patio
Porch Area	28 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1433 BERTCH AVE
City	WATERLOO
State	IA
Zip	50702-2303
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KENWOOD PARK LOT 118
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	KENWOOD PARK
Legal Lot Number	118
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1002
Census Tract	1000

Owner

Source: Black Hawk County records · APN 8913-36-101-016

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1433 BERTCH AVE, WATERLOO, IA 50702-2303
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Prior Sale	Dec 14, 2021 · Amount on Record
Deed Doc Number	202212500
Prior Transfer Date	Nov 09, 2021
Prior Transfer Doc	202200012500
Record Refreshed	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 14, 2021
Property Address	1433 BERTCH AVE, WATERLOO, IA 50702-2303
Document Number	202200012500
Instrument Date	Nov 09, 2021
Instrument	202200012500
Transaction Type	Transfer
Record Updated	Aug 09, 2022
Title Company	MIDWEST CMNTY TITLE, MIDWEST COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded Values by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 BERTCH AVE, WATERLOO, IA 50702-2303

Mortgage

Document Number	202200012501
Date	Dec 14, 2021
Instrument	202200012501

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,548.00 Homeowner's exemption	$125,780 (-1.46%) Land $15,760 Building $110,020	$125,780 (-1.46%) Land $15,760 Building $110,020
2024	$2,548.00 (+36.99%)
2023		$127,640 (+36.4%) Land $15,760 Building $111,880	$127,640 (+36.4%) Land $15,760 Building $111,880
2022	$1,860.00 Homeowner's exemption	$93,580 Land $15,760 Building $77,820
2021			$93,580 Land $15,760 Building $77,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.