144 Sand Cliffs Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 144 Sand Cliffs Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Vacant Land
Details	3 bd · 2 ba · 1,803 sqft · built 1979
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,000,000 (Aug 2020)
Tax Bill	$25,263 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2020 Sale
Flood Zone	Zone VE (high risk)
APN	`27-3S-18-16051-00A-0040`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16051-00A-0040`
Alternative APNs	`27-318-16051-00A-0040` `1057340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,803 sqft Living Area
1st Floor Area	1,803 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	437 sqft
Carport	Carport
Carport Area	437 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	144 SAND CLIFFS DR
City	INLET BEACH
State	FL
Zip	32461-4500
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	GULFFR
Legal Description	LOT 4 BLK A SAND CLIFFS S/D PB 5-24 OR 154-638 OR 199-320 OR 3153-4314 OR 3174-3151
Legal Range	018
Legal Township	03S
Legal Section	27
Legal Subdivision	SAND CLIFFS
Legal Block	A
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950611

Owner

Source: Walton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 RIVER ESTATES CV, LITTLE ROCK, AR 72223-2201
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Commercial Mortgage ENCORE BANK NA
Dec 22, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Deed Document Number	202029051
Deed Book / Page	3153 / 4314
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	144 SAND CLIFFS DR, INLET BEACH, FL 32461-4500
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SOLOGNE CIR, LITTLE ROCK, AR 72223-8914

Mortgage

Document Number	0032513184
Date	May 10, 2022
Book Page	3251/3184
Instrument	20220022204

Lender

Name	ENCORE BANK NA
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	May 5, 2029

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Dec 22, 2020
Property Address	144 SAND CLIFFS DR, INLET BEACH, FL 32461
Document Number	0031743151
Book / Page	003174 / 003151
Instrument Date	Dec 18, 2020
Instrument	52744
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 RIVER ESTATES CV LITTLE ROCK AR 722232201, LITTLE ROCK, AR 72223-2201

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,263.00 (+27.33%)	$3,500,000 (+66.67%) Land $3,500,000	$3,500,000 (+66.67%) Land $3,500,000
2024	$19,841.00 (+12.8%)
2023	$17,590.00 (+6.81%)	$2,100,000 (+8.11%) Land $2,100,000	$2,100,000 (+8.11%) Land $2,100,000
2022	$16,469.00	$1,942,500 Land $1,942,500	$1,942,500 Land $1,942,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon, Wildstar Networks.

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