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129 Oak Ln, Flagler Beach, FL 32136 Property Records

Flagler County property record for 129 Oak Ln, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,152 sqft · built 1985
Lot Size0.092 acres (4,008 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Jan 2020)
Tax Bill$2,408 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-12-31-5916-00000-0050

Property Details

APN / Parcel Number

Primary APN11-12-31-5916-00000-0050

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,152 sqft Heated Area
Gross Area1,680 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1997
Exterior MaterialFiber Cement Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,008 sqft (0.092 acres)
DrivewayDriveway
Driveway Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address129 OAK LN
CityFLAGLER BEACH
StateFL
Zip32136-3474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE VILLAGE - PHASE II LOT 5 OR 278 PG 439 OR 427 PG 668 OR 843 PG 204 OR 1129 PG 1488 OR 1978/1435 OR 2415/556
Legal Range31E
Legal Township12S
Legal Section11
Legal SubdivisionTHE VILLAGE
Legal Phase2
Legal Lot Number5
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group1
Census Block1023
Census Tract60304

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address129 OAK LN, FLAGLER BEACH, FL 32136-3474
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Jan 27, 2020Warranty Deed, Transfer · Conventional with PMI
MORTGAGE FIRM

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2020 · Amount on Record
Deed SaleJan 27, 2020 · Amount on Record
Prior SaleDec 3, 2013 · Amount on Record
Deed Document Number2020003305
Deed Book / Page2415 / 0556
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address129 OAK LN, FLAGLER BEACH, FL 32136-3474
Transaction TypeMortgage
Record UpdatedNov 9, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 OAK LN, FLAGLER BEACH, FL 32136-3474

Mortgage

Document Number0027291520
DateOct 21, 2022
Book Page2729/1520
Instrument2022050969
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueAug 25, 2052

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJan 27, 2020
Property Address129 OAK LN, FLAGLER BEACH, FL 32136-3474
Document Number0024150556
Book / Page002415 / 000556
Instrument DateJan 13, 2020
Instrument3305
Transaction TypeTransfer
Record UpdatedFeb 12, 2020
Title CompanyOLDE FL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 OAK LN FLAGLER BEACH FL 321363474, FLAGLER BEACH, FL 32136-3474

Mortgage

Document Number24150558
DateJan 27, 2020
Book Page002415/000558
Instrument3306
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 26, 2050

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,408.00 (+6.78%) Homeowner's exemption$166,954 (+5.99%)$258,316 (+40.95%) Land $52,500 Building $205,816
2023$2,255.00 (+3.3%) Homeowner's exemption$157,523 (+3%)$183,262 (+2.03%) Land $52,500 Building $130,762
2022$2,183.00 Homeowner's exemption$152,935$179,622 Land $52,500 Building $127,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 127 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies127 in force
Nearby Flood Claims69 (1995–2026)
Claims Outside the SFHA8 of 69
Most Recent ClaimMay 2026 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 13 claims
  • Hurricane Irma, Oct 2017 · 39 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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