144 Mountain Circle Dr, Sumner, WA 98390 Property Records

Pierce County property record for 144 Mountain Circle Dr, Sumner, WA 98390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,079 sqft · built 1953
Lot Size	0.523 acres (22,795 sqft)
Owner	Individual Name on Record
Last Sale	$209,000 (Mar 2004)
Tax Bill	$6,960 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`616000-0-191`

Property Details

APN / Parcel Number

Primary APN	`616000-0-191`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,079 sqft Living Area
Gross Area	2,271 sqft
1st Floor Area	2,079 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Built-Up Asphalt
Lot Area	22,795 sqft (0.523 acres)
Garage Type	Carport
Garage Area	648 sqft
Carport	Carport
Carport Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	144 MTN CIRCLE DR
City	SUMNER
State	WA
Zip	98390-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR-6
Legal Description	SECTION 25 TOWNSHIP 20 RANGE 04 QUARTER 22 MOUNTAIN CIRCLE S 40 FT L 5, ALL L 6 & 7 EXC STATE HWY COMB 019-0 & 020-0 SEG S-0421 NF ES
Legal Range	04
Legal Township	20
Legal Section	25
Legal Subdivision	MOUNTAIN CIRCLE
Legal Block	3
Legal Lot Number	5,6,7
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1051
Census Tract	73302

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	144 MTN CIRCLE DR, SUMNER, WA 98390-1021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Feb 25, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 13, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Dec 12, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2004 · Amount on Record
Deed Sale	Mar 16, 2004 · Amount on Record
Deed Document Number	2004994
Prior Transfer Date	Dec 10, 1997
Prior Transfer Doc	0000000028
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	144 MTN CIRCLE DR, SUMNER, WA 98390-1021
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001100308
Date	Jan 10, 2022
Instrument	202201100308

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	144 MTN CIRCLE DR, SUMNER, WA 98390-1021
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000170
Date	Feb 25, 2021
Instrument	202102250170

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Apr 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	144 MTN CIRCLE DR, SUMNER, WA 98390-1021
Document Number	2005190597
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 MTN CIRCLE DR SUMNER WA 983901021, SUMNER, WA 98390-1021

Mortgage

Document Number	2005190597
Date	May 19, 2020
Instrument	202005190597

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	May 18, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	144 MTN CIRCLE DR, SUMNER, WA 98390-1021
Document Number	1908270587
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 MTN CIRCLE DR SUMNER WA 983901021, SUMNER, WA 98390-1021

Mortgage

Document Number	1908270587
Date	Aug 27, 2019
Instrument	201908270587

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	144 MTN CIRCLE DR, SUMNER, WA 98390-1021
Document Number	1712260289
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 MTN CIRCLE DR SUMNER WA 983901021, SUMNER, WA 98390-1021

Mortgage

Document Number	1712260289
Date	Dec 26, 2017
Instrument	201712260289

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Sumner City
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$586,500 (+5.71%) Land $296,600 Building $289,900	$586,500 (+5.71%) Land $296,600 Building $289,900
2025	$6,960.00 (+21.25%)
2024	$5,740.00 (+0.23%)	$554,800 (-2.43%) Land $269,400 Building $285,400	$554,800 (-2.43%) Land $269,400 Building $285,400
2023	$5,727.00	$568,600 Land $295,600 Building $273,000	$568,600 Land $295,600 Building $273,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2009–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2021 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMNER serves 16,438 people · EPA ID WA5385120
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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