120 Moonlight Bay, Chico, TX 76431 Property Records

Wise County property record for 120 Moonlight Bay, Chico, TX 76431

Property Summary

Property Type	Single Family Home
Details	3,205 sqft · built 2019
Lot Size	1.16 acres (50,660 sqft)
Owner	2 Trust Names on File
Tax Bill	$12,539 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0981.0312.00`

Property Details

APN / Parcel Number

Primary APN	`R0981.0312.00`
Alternative APNs	`000000784415` `R000326194` `784415`

Interior

Stories	2 Stories
Building Area	3,205 sqft Living Area
Gross Area	4,047 sqft
1st Floor Area	2,650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stone
Roof Type	Gable
Roof Material	Other
Lot Area	50,660 sqft
Lot Dimensions	522 ft deep x 127 ft wide
Garage Type	Attached
Garage Area	842 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	428 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000326194
Street Address	120 MOONLIGHT BAY DR
City	CHICO
State	TX
Zip	76431-2046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT: 312 NORTH STAR POINTE 1.1630 ACRES
Legal Subdivision	NORTH STAR POINTE PH2 SECT 6A
Legal Block	2
Legal Lot Number	312
Jurisdiction	WISE TX
Township / Civil Division	BRIDGEPORT
Census Block Group	2
Census Block	2110
Census Tract	150405

Owner

120 Moonlight Bay is owner-occupied and held in a trust since August 2024.

Source: Wise County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	120 MOONLIGHT BAY DR, CHICO, TX 76431-2046
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage LEGEND BK
May 10, 2019	Deed of Trust, Mortgage LEGEND BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2006
Deed Sale	Aug 23, 2006
Deed Book / Page	1721 / 417
Last Transfer Date	Aug 7, 2024
Transfer Doc	0202410319
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	120 MOONLIGHT BAY, CHICO, TX 76431-2046
Document Number	0000007060
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MOONLIGHT BAY CHICO TX 76431, CHICO, TX 76431

Mortgage

Document Number	0000007060
Date	Jun 8, 2020
Instrument	7060

Lender

Name	LEGEND BK
Type	Bank
Address	BOWIE, TX 76230

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	120 MOONLIGHT BAY, CHICO, TX 76431-2046
Document Number	0000005363
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4637 MAN O WAR RD CARROLLTON TX 750104414, CARROLLTON, TX 75010-4414

Mortgage

Document Number	0000005363
Date	May 14, 2019
Instrument	5363

Lender

Name	LEGEND BK
Type	Bank
Address	DECATUR, TX 76234

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 120 Moonlight Bay was $12,539, up 3.7% from the year before.

Source: Wise County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wise County
Unified School District	Chico Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,254,056 (-) Land $279,070 Building $974,986	$1,254,056 (-) Land $279,070 Building $974,986
2025	$12,539.00 (+3.74%)	$1,254,056 Land $279,070 Building $974,986	$1,254,056 Land $279,070 Building $974,986
2024	$12,087.00
2023		$1,060,861	$1,401,054
2021	$12,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Moonlight Bay in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2015–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Moonlight Bay is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AMA TechTel Communications Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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