144 Laurel Ridge Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 144 Laurel Ridge Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,783 sqft · built 1997
Lot Size	1.71 acres (74,488 sqft)
Owner	2 Individual Names on Record
Last Sale	$251,000 (May 2019)
Tax Bill	$1,857 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551103302858000`

Property Details

APN / Parcel Number

Primary APN	`551103302858000`
Alternative APN	`49884`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,783 sqft Heated Area
Gross Area	2,916 sqft
1st Floor Area	1,543 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	74,488 sqft (1.71 acres)
Lot Dimensions	561 ft deep x 127 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	539 sqft
Deck Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	49884
Street Address	144 LAUREL RIDGE LN
City	MURPHY
State	NC
Zip	28906-9037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 RIVER RIDGE 1470/932
Legal Subdivision	RIVER RIDGE
Legal Lot Number	21
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2013
Census Tract	930501

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4058 BUCKINGHAM PL, DULUTH, GA 30096-6291
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 31, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Nov 1, 1996 · Amount on Record
Deed Document Number	20192398
Deed Book / Page	1614 / 862
Prior Transfer Date	Jul 8, 2013
Prior Transfer Doc	1470/0932
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	144 LAUREL RIDGE LN, MURPHY, NC 28906-9037
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1677/613
Date	Apr 8, 2021
Book Page	1677/613
Instrument	2340

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 31, 2019
Property Address	144 LAUREL RIDGE LN, MURPHY, NC 28906-9037
Document Number	01614/0862
Book / Page	01614 / 0862
Map Reference	CAB A SL 82
Instrument Date	May 21, 2019
Instrument	02398
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4719 TEMPLE HEIGHTS RD, 4719, TAMPA, FL 33617-5216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4058 BUCKINGHAM PL, DULUTH, GA 30096-6291

Mortgage

Document Number	02399
Date	May 31, 2019
Instrument	02399

Lender

Name	UNITED COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,857.00	$249,940 (-)	$249,940 (-) Land $45,000 Building $204,940
2023		$249,940	$249,940 Land $45,000 Building $204,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel Ridge Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures