Cherokee County property record for 122 Laurel Ridge Ln, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,078 sqft · built 1993 |
| Lot Size | 2.08 acres (90,605 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $800,000 (May 2026) |
| Tax Bill | $2,490 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551103304661000 |
| Primary APN | 551103304661000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,078 sqft Heated Area |
| Gross Area | 7,819 sqft |
| 1st Floor Area | 2,078 sqft |
| Basement Area | 1,742 sqft |
| Finished Basement | 1,742 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 90,605 sqft (2.08 acres) |
| Garage Area | 754 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 575 sqft |
| Deck Area | 324 sqft |
| Patio Area | 1,005 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 39161 |
|---|---|
| Street Address | 122 LAUREL RIDGE LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-9037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 RIVER RIDGE 621/125 |
| Legal Subdivision | RIVER RIDGE |
| Legal Lot Number | 25 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 930501 |
Source: Cherokee County records, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 122 LAUREL RIDGE LN, MURPHY, NC 28906-9037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Feb 14, 2014 · Amount on Record |
| Deed Document Number | 20262605 |
| Deed Book / Page | 1802 / 416 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 28, 2026 |
| Property Address | 122 LAUREL RIDGE LN, MURPHY, NC 28906-9037 |
| Document Number | 001802/416 |
| Book / Page | 1802 / 416 |
| Instrument Date | May 27, 2026 |
| Instrument | 20262605 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $161,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 LAUREL RIDGE LN, MURPHY, NC 28906-9037 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002606, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 20262606 |
| Name | SOUTH STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,490.00 | $339,250 (-) | $339,250 (-) Land $45,000 Building $294,250 |
| 2023 | $339,250 | $339,250 Land $45,000 Building $294,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2020–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Blue Ridge Mountain EMC.
5G (outdoors only) and 4G LTE
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