Cherokee County property record for 118 Laurel Ridge Ln, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,197 sqft · built 1995 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $247,500 (May 2005) |
| Tax Bill | $1,805 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 551103302510000 |
| Primary APN | 551103302510000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,197 sqft Heated Area |
| Gross Area | 4,981 sqft |
| 1st Floor Area | 2,197 sqft |
| Basement Area | 520 sqft |
| Unfinished Basement | 520 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 48,787 sqft (1.12 acres) |
| Lot Dimensions | 227 ft deep x 364 ft wide |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 184 sqft |
| Deck Area | 1,068 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 16941 |
|---|---|
| Street Address | 118 LAUREL RIDGE LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-9037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 RIVER RIDGE 615/118 |
| Legal Lot Number | 24 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 930501 |
118 Laurel Ridge Ln is owned by two individuals who bought it in May 2005.
Source: Cherokee County records, as of June 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16419 84TH ST, HOWARD BEACH, NY 11414-3605 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2005 · Amount on File |
| Deed Sale | May 11, 2005 · Amount on File |
| Deed Document Number | 200545730 |
| Deed Book / Page | 1156 / 161 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 118 Laurel Ridge Ln was $1,805.
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,805.00 | $242,660 | $242,660 Land $15,000 Building $227,660 |
| 2023 | $242,660 | $242,660 Land $15,000 Building $227,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Laurel Ridge Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2020–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Laurel Ridge Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Blue Ridge Mountain EMC.
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