Providence City property record for 144 Gray St, Providence, RI 02909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 832 sqft · built 1900 |
| Lot Size | 0.089 acres (3,895 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Apr 2022) |
| Tax Bill | $2,845 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:94 L:97 |
| Primary APN | PROV M:94 L:97 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 832 sqft Living Area |
| Gross Area | 2,183 sqft |
| 1st Floor Area | 592 sqft |
| Basement Area | 592 sqft |
| Unfinished Basement | 112 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,895 sqft (0.089 acres) |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 42884 |
|---|---|
| Street Address | 144 GRAY ST |
| City | PROVIDENCE |
| State | RI |
| Zip | 02909-3920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Lot Number | 97 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 2102 |
144 Gray St is owned and occupied by two individuals who bought it in April 2022.
Source: Providence City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 144 GRAY ST, PROVIDENCE, RI 02909-3920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2022 | Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC |
| Aug 6, 2018 | Deed of Trust, Mortgage · FHA Mortgage COASTWAY CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2022 · Amount on File |
| Deed Sale | Apr 4, 2022 · Amount on File |
| Prior Sale | Nov 17, 2011 · Amount on File |
| Deed Document Number | 2022317334 |
| Deed Book / Page | 13523 / 276 |
| Transfer Doc | 11036-102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Apr 4, 2022 |
| Property Address | 144 GRAY ST, PROVIDENCE, RI 02909-3920 |
| Document Number | 013523-276 |
| Book / Page | 13523 / 276 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 2022317334 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 144 GRAY ST, PROVIDENCE, RI 02909-3920 |
| Document Number | 2022317335 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 2022317335 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 144 GRAY ST, PROVIDENCE, RI 02909-3920 |
| Document Number | 12125-323 |
| Instrument Date | Aug 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 144 GRAY ST PROVIDENCE RI 029093920, PROVIDENCE, RI 02909-3920 |
| Document Number | 12125-323 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 012125/000323 |
| Instrument | 206938 |
| Name | COASTWAY CMNTY BK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 9, 2048 |
The 2025 property tax bill for 144 Gray St was $2,845.
Source: Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,845.00 | $338,700 Land $127,800 Building $210,900 | $344,225 |
| 2023 | $4,549.00 (+24.12%) | $247,900 (+20.4%) Land $73,900 Building $174,000 | |
| 2022 | $3,665.00 | $205,900 Land $73,900 Building $132,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 144 Gray St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 144 Gray St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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