126 Gray St, Providence, RI 02909 Property Records

Providence City property record for 126 Gray St, Providence, RI 02909 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,182 sqft · built 1930
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Oct 2005)
Tax Bill	$2,496 (2025)
Deeds & Mortgages	Dec 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`PROV M:95 L:214`

Property Details

APN / Parcel Number

Primary APN	`PROV M:95 L:214`
Alternative APNs	`P:0950214 L:0000` `42985`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,182 sqft Living Area
Gross Area	2,742 sqft
1st Floor Area	798 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	798 sqft
Unfinished Basement	798 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	42985
Street Address	126 GRAY ST
City	PROVIDENCE
State	RI
Zip	02909-4036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	214
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	4
Census Block	4012
Census Tract	2102

Owner

Source: Providence City records · APN PROV M:95 L:214

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	126 GRAY ST, PROVIDENCE, RI 02909-4036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2005 · Amount on Record
Deed Sale	Oct 18, 2005 · Amount on Record
Prior Sale	Jul 26, 2000 · Amount on Record
Deed Book / Page	7627 / 37
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	126 GRAY ST, PROVIDENCE, RI 02909-4036
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12598-240
Date	Dec 31, 2019
Book Page	12598/240
Instrument	202019246103

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Providence City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,496.00 (-39.68%)	$297,100 (+31.75%) Land $129,300 Building $167,800
2023	$4,138.00 (+3.09%)	$225,500 (-) Land $74,700 Building $150,800
2022	$4,014.00	$225,500 Land $74,700 Building $150,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.