Providence City property record for 148 Gray St, Providence, RI 02909
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 792 sqft · built 1940 |
| Lot Size | 0.09 acres (3,905 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,900 (Oct 2022) |
| Tax Bill | $2,705 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:94 L:96 |
| Primary APN | PROV M:94 L:96 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 792 sqft Living Area |
| Gross Area | 2,392 sqft |
| 1st Floor Area | 792 sqft |
| Attic | Attic |
| Attic Area | 792 sqft |
| Basement Area | 792 sqft |
| Unfinished Basement | 792 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,905 sqft (0.09 acres) |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 42883 |
|---|---|
| Street Address | 148 GRAY ST |
| City | PROVIDENCE |
| State | RI |
| Zip | 02909-3920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Lot Number | 96 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 2102 |
148 Gray St is owned and occupied by an individual who bought it in October 2022.
Source: Providence City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 148 GRAY ST, PROVIDENCE, RI 02909-3920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SIERRA PACIFIC MORTGAGE CO INC |
| Oct 21, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA |
| Apr 30, 2019 | Executor's Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2022 · Amount on File |
| Deed Sale | Oct 21, 2022 · Amount on File |
| Prior Sale | Apr 30, 2019 · Amount on File |
| Deed Book / Page | 13718 / 159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 148 GRAY ST, PROVIDENCE, RI 02909-3920 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 013216-234 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 13216/234 |
| Instrument | 2021293565 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Oct 21, 2022 |
| Property Address | 148 GRAY ST, PROVIDENCE, RI 02909-3920 |
| Document Number | 013718-159 |
| Book / Page | 13718 / 159 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 2022333450 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 67 NORTHUP AVE, PROVIDENCE, RI 02904-2439 |
| Document Number | 2022333451 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 2022333451 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Apr 30, 2019 |
| Property Address | 148 GRAY ST, PROVIDENCE, RI 02909-3920 |
| Document Number | 12345-163 |
| Book / Page | 12345 / 163 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 225693 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 GRAY ST, PROVIDENCE, RI 02909-3920 |
| Document Number | 225694 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 225694 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 148 Gray St was $2,705.
Source: Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,705.00 | $322,000 Land $127,800 Building $194,200 | $332,640 |
| 2023 | $4,342.00 (+16.6%) | $236,600 (+13.1%) Land $73,900 Building $162,700 | |
| 2022 | $3,724.00 | $209,200 Land $73,900 Building $135,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 Gray St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 148 Gray St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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