144 Beverly Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 144 Beverly Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,142 sqft · built 1963
Lot Size	0.251 acres (10,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Aug 2026)
Tax Bill	$3,002 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-34-660000-002630`

Property Details

APN / Parcel Number

Primary APN	`26-28-34-660000-002630`
Alternative APNs	`342826660000002630` `42826000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,142 sqft Living Area
Gross Area	1,758 sqft
1st Floor Area	1,299 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	10,920 sqft (0.251 acres)
Lot Dimensions	149 ft deep x 73 ft wide
View / Lot	Commercial/Industrial

Exterior Amenities

Pool Area	450 sqft
Porch	Florida Room
Porch Area	873 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	144 BEVERLY DR
City	WINTER HAVEN
State	FL
Zip	33884-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ELOISE WOODS LAKE ROY UNIT PB 14 PGS 19 19A & 19B LOT 263 LESS NWLY 18.2 FT AND NWLY 36.6 FT OF LOT 264
Legal Range	26E
Legal Township	28S
Legal Section	34
Legal Subdivision	ELOISE WOODS LAKE ROY UNIT
Legal Tract	660000
Legal Block	2
Legal Lot Number	263
Legal Unit	PB
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2013
Census Tract	14005

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	144 BEVERLY DR, WINTER HAVEN, FL 33884-2001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Oct 2, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Nov 22, 2021	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM
Jun 29, 2018	Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM
Oct 2, 2017	Trustee's Deed, Construction Loan · Line of Credit MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	2026210897
Deed Book / Page	14135 / 445
Transfer Doc	3716001817
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 31, 2026
Property Address	144 BEVERLY DR, WINTER HAVEN, FL 33884-2001
Document Number	0000210897
Book / Page	14135 / 445
Instrument Date	Aug 26, 2026
Instrument	2026210897
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279,265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 BEVERLY DR, WINTER HAVEN, FL 33884-2001

Mortgage

Document Number	0000210898,
Date	Aug 31, 2026
Instrument	2026210898

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	144 BEVERLY DR, WINTER HAVEN, FL 33884-2001
Transaction Type	Mortgage
Record Updated	Oct 17, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 BEVERLY DR, WINTER HAVEN, FL 33884-2001

Mortgage

Document Number	0000230772
Date	Oct 2, 2023
Book Page	12856/707
Instrument	2023230772

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 22, 2021
Property Address	144 BEVERLY DR, WINTER HAVEN, FL 33884-2001
Document Number	0000306942
Book / Page	11997 / 718
Map Reference	MB 14 PG 19&19A-19H
Instrument Date	Nov 18, 2021
Instrument	2021306942
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 MADALYN CT, 232, AUBURNDALE, FL 33823-2522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5200 HEATHERSTONE CT, KISSIMMEE, FL 34758-2224

Mortgage

Document Number	0011997720
Date	Nov 22, 2021
Instrument	11997/720

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	144 BEVERLY DR, WINTER HAVEN, FL 33884-2001
Document Number	0113030026
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	144 BEVERLY DR WINTER HAVEN FL 338842001, WINTER HAVEN, FL 33884-2001

Mortgage

Document Number	0113030026
Date	Jul 20, 2020
Book Page	011303/000026
Instrument	144009

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 29, 2018
Property Address	144 BEVERLY DR, WINTER HAVEN, FL 33884-2001
Document Number	0105340921
Book / Page	010534 / 000921
Instrument Date	Jun 27, 2018
Instrument	139726
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	144 BEVERLY DR WINTER HAVEN FL 338842001, WINTER HAVEN, FL 33884-2001

Mortgage

Document Number	105340922
Date	Jun 29, 2018
Book Page	010534/000922
Instrument	139727

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	POLK FL
Recording Date	Oct 2, 2017
Property Address	144 BEVERLY DR, WINTER HAVEN, FL 33884-2001
Document Number	0102740795
Book / Page	010274 / 000795
Instrument Date	Sep 25, 2017
Instrument	187582
Transaction Type	Construction Loan
Record Updated	Oct 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 BEVERLY DR WINTER HAVEN FL 338842001, WINTER HAVEN, FL 33884-2001

Mortgage

Document Number	102740795
Date	Oct 2, 2017
Book Page	010274/000795
Instrument	187582

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,573 (+0.6%) Land $43,682 Building $224,891	$268,573 (+0.6%) Land $43,682 Building $224,891
2025	$3,002.00 (-20.46%) Homeowner's exemption	$266,962 (-6.84%) Land $41,498 Building $225,464	$266,962 (-6.84%) Land $41,498 Building $225,464
2024	$3,774.00 (-2%)
2023	$3,851.00 (-2.33%) Homeowner's exemption	$286,554 (+13.32%) Land $40,406 Building $246,148	$286,554 (+13.32%) Land $40,406 Building $246,148
2022	$3,943.00	$252,862 Land $33,854 Building $219,008	$252,862 Land $33,854 Building $219,008

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	13 (1978–2026)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

144 Beverly Dr, Winter Haven, FL 33884 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Trustee's Deed, Construction Loan

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Beverly Dr

Nearby Streets

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