Polk County property record for 157 Beverly Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,838 sqft · built 1971 |
| Lot Size | 0.299 acres (13,042 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Sep 2023) |
| Tax Bill | $2,787 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-660000-002750 |
| Primary APN | 26-28-34-660000-002750 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,838 sqft Living Area |
| Gross Area | 2,322 sqft |
| 1st Floor Area | 1,838 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 13,042 sqft (0.299 acres) |
| Lot Dimensions | 142 ft deep x 97 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 234 sqft |
| Patio Area | 156 sqft |
| Shed | 1 Shed |
| Street Address | 157 BEVERLY DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ELOISE WOODS LAKE ROY UNIT PB 14 PG 19 19A 19B LOTS 275 & 276 LESS N 20 FT |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE ROY UNIT |
| Legal Tract | 660000 |
| Legal Block | 2 |
| Legal Lot Number | 275,2 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 14005 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 157 BEVERLY DR, WINTER HAVEN, FL 33884-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD |
| Oct 12, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on Record |
| Deed Sale | Sep 20, 2023 · Amount on Record |
| Prior Sale | Dec 30, 1998 · Amount on Record |
| Deed Document Number | 2023221026 |
| Deed Book / Page | 12843 / 378 |
| Prior Transfer Date | Sep 23, 2020 |
| Prior Transfer Doc | 0000214127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 20, 2023 |
| Property Address | 157 BEVERLY DR, WINTER HAVEN, FL 33884-2002 |
| Document Number | 0000221026 |
| Book / Page | 12843 / 378 |
| Map Reference | MB 14 PG 19,19A&19B |
| Instrument Date | Sep 14, 2023 |
| Instrument | 2023221026 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2685 CLUBHOUSE DR, LAKE WALES, FL 33898-9075 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 157 BEVERLY DR, WINTER HAVEN, FL 33884-2002 |
| Document Number | 0012843380 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 12843/380 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 12, 2020 |
| Property Address | 157 BEVERLY DR, WINTER HAVEN, FL 33884-2002 |
| Document Number | 0114082192 |
| Book / Page | 011408 / 002192 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 214127 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 157 BEVERLY DR WINTER HAVEN FL 338842002, WINTER HAVEN, FL 33884-2002 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,787.00 (-32.32%) Homeowner's exemption | $250,787 (-6.24%) Land $49,559 Building $201,228 | $250,787 (-6.24%) Land $49,559 Building $201,228 |
| 2023 | $4,118.00 (+225.28%) | $267,488 (+172.09%) Land $48,255 Building $219,233 | $267,488 (+8.06%) Land $48,255 Building $219,233 |
| 2022 | $1,266.00 Homeowner's exemption | $98,308 | $247,537 Land $40,430 Building $207,107 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 13 (1978–2026) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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