Polk County property record for 135 Beverly Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,606 sqft · built 1960 |
| Lot Size | 0.225 acres (9,784 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $99,600 (Feb 2021) |
| Tax Bill | $1,118 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-660000-002821 |
| Primary APN | 26-28-34-660000-002821 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,606 sqft Living Area |
| Gross Area | 1,587 sqft |
| 1st Floor Area | 1,320 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,784 sqft (0.225 acres) |
| Lot Dimensions | 152 ft deep x 64 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 275 sqft |
| Carport | Carport |
| Carport Area | 275 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 350 sqft |
| Shed | 1 Shed |
| Utility Building | 110 sqft |
| Cooling System | Central |
|---|
| Street Address | 135 BEVERLY DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ELOISE WOODS LAKE ROY UNIT PB 14 PG 19 19A 19B LOTS 282 N 36.7 FT & SE 27.45 FT OF 283 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE ROY UNIT |
| Legal Tract | 660000 |
| Legal Block | 2 |
| Legal Lot Number | 282 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 14005 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 135 BEVERLY DR, WINTER HAVEN, FL 33884-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 9, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2021 · Amount on Record |
| Deed Sale | Feb 9, 2021 · Amount on Record |
| Prior Sale | Dec 28, 2015 · Amount on Record |
| Deed Document Number | 202134051 |
| Deed Book / Page | 11574 / 1040 |
| Prior Transfer Date | Jan 27, 2021 |
| Prior Transfer Doc | 0000034051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 135 BEVERLY DR, WINTER HAVEN, FL 33884-2002 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 135 BEVERLY DR, WINTER HAVEN, FL 33884-2002 |
| Document Number | 0000249056 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 13747/1779 |
| Instrument | 2025249056 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 16, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 9, 2021 |
| Property Address | 135 BEVERLY DR, WINTER HAVEN, FL 33884-2002 |
| Document Number | 0000034051 |
| Book / Page | 11574 / 1040 |
| Map Reference | MB 14A PG 19A&19B |
| Instrument Date | Jan 27, 2021 |
| Instrument | 2021034051 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | TIMIOS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $697.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 135 BEVERLY DR, WINTER HAVEN, FL 33884-2002 |
| Document Number | 0115741043 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 11574/1043 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,231 (+2.7%) | $188,572 (+1.81%) Land $39,134 Building $149,438 | |
| 2025 | $1,118.00 (-29.02%) Homeowner's exemption | $124,860 (+5.99%) | $185,228 (-5.76%) Land $37,178 Building $148,050 |
| 2023 | $1,575.00 (+5%) Homeowner's exemption | $117,807 (+3%) | $196,550 (+10.41%) Land $36,199 Building $160,351 |
| 2022 | $1,500.00 Homeowner's exemption | $114,376 | $178,011 Land $30,329 Building $147,682 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 13 (1978–2026) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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