1439 Smith St, Buchanan, MI 49107 Property Records

Berrien County property record for 1439 Smith St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,222 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Aug 2020)
Tax Bill	$1,598 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-2800-0019-00-7`

Property Details

APN / Parcel Number

Primary APN	`22-2800-0019-00-7`
Alternative APN	`11-22-2800-0019-00-7`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	892 sqft
Basement Area	892 sqft
Unfinished Basement	892 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1439 SMITH ST
City	BUCHANAN
State	MI
Zip	49107-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33700
Legal Description	LOT 1 BLK 3 PLAT OF VILLAGE OF GLENDORA
Legal Subdivision	PLAT OF THE VILLAGE OF GLENDORA
Legal Block	3
Legal Lot Number	1
Legal Unit	1
Jurisdiction	BERRIEN MI
Township / Civil Division	WEESAW
Census Block Group	2
Census Block	2001
Census Tract	11600

Owner

Source: Berrien County assessment roll, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2848 W CHICAGO AVE, A, CHICAGO, IL 60622-4409
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage WATERMAN BANK
Aug 31, 2020	Warranty Deed, Transfer · Commercial Mortgage WATERMAN STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Book / Page	3288 / 2818
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1439 SMITH ST, BUCHANAN, MI 49107-9658
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2848 W CHICAGO AVE, CHICAGO, IL 60622-4409

Mortgage

Document Number	03418/1084
Date	Dec 29, 2023
Book Page	3418/1084
Instrument	2023395471

Lender

Name	WATERMAN BANK
Type	Bank
Address	WATERMAN, IL 60556

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2029

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 31, 2020
Property Address	1439 SMITH ST, BUCHANAN, MI 49107-9658
Document Number	03288/2818
Book / Page	3288 / 2818
Map Reference	LB 3 PG 4
Instrument Date	Aug 15, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N FAIRFIELD AVE #3 # 3, 3, CHICAGO, IL 60622

Mortgage

Document Number	0032882820
Date	Aug 31, 2020
Instrument	3288/2820

Lender

Name	WATERMAN STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 13, 2021

Interest

Rate	7.75%

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Weesaw Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,400 (+33.05%)	$124,800 (+33.05%)
2025	$1,598.00 (+17.85%)
2023		$46,900	$93,800
2022	$1,356.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Midwest Energy Cooperative Fiber	1,000 / 1,000
Mercury Broadband Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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