1405 Smith St, Buchanan, MI 49107 Property Records

Berrien County property record for 1405 Smith St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 1900
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$19,900 (Nov 2014)
Tax Bill	$1,124 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`22-2800-0023-00-4`

Property Details

APN / Parcel Number

Primary APN	`22-2800-0023-00-4`
Alternative APN	`11-22-2800-0023-00-4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,262 sqft
Basement Area	732 sqft
Unfinished Basement	732 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	26,136 sqft (0.6 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1405 SMITH ST
City	BUCHANAN
State	MI
Zip	49107-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	41300
Legal Description	LOTS 3,4 & 5 BLK 3 PLAT OF VILLAGE OF GLENDORA ALSO PT OF SEC 2 T7S R19W COM AT NE COR SD LOT 5 BLK 3 TH N 132' TH W 132' TH
Legal Range	19W
Legal Township	07S
Legal Section	02
Legal Subdivision	VILLAGE OF GLENDORA
Legal Block	3
Legal Lot Number	3-5
Legal Unit	3,5
Jurisdiction	BERRIEN MI
Township / Civil Division	WEESAW
Census Block Group	2
Census Block	2001
Census Tract	11600

Owner

Source: Berrien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1405 SMITH ST, BUCHANAN, MI 49107-9658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Quit Claim Deed, Transfer · Line of Credit HONOR CREDIT UNION
Nov 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2014 · Amount on Record
Deed Sale	Nov 12, 2014 · Amount on Record
Prior Sale	Jan 28, 2014 · Amount on Record
Deed Book / Page	3087 / 365
Last Transfer Date	Apr 15, 2026
Transfer Doc	0000459284
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 24, 2026
Property Address	1405 SMITH ST, BUCHANAN, MI 49107-9658
Document Number	0000459284
Book / Page	3475 / 3342
Instrument Date	Apr 15, 2026
Instrument	2026459284
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 SMITH ST, BUCHANAN, MI 49107-9658

Mortgage

Document Number	0000459285,
Date	Apr 24, 2026
Instrument	2026459285

Lender

Name	HONOR CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 12, 2046

Interest

Rate	6.11%
Max Rate	-1%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 8, 2017
Property Address	1405 SMITH ST, BUCHANAN, MI 49107-9658
Document Number	03188/3228
Book / Page	3188 / 3228
Map Reference	MB3 PG64
Instrument Date	Oct 31, 2017
Instrument	3188-3228
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15741 THREE OAKS RD, THREE OAKS, MI 49128-9545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 SMITH RD, BUCHANAN, MI 49107-9107

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Weesaw Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,700 (+36.04%)	$177,400 (+36.04%)
2025	$1,124.00 (+22.17%)
2023		$65,200	$130,400
2022	$920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Midwest Energy & Communications Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith St

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