1428 Smith St, Buchanan, MI 49107 Property Records

Berrien County property record for 1428 Smith St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,132 sqft · built 1965
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Mar 2022)
Tax Bill	$1,646 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-2800-0009-00-1`

Property Details

APN / Parcel Number

Primary APN	`22-2800-0009-00-1`
Alternative APN	`11-22-2800-0009-00-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	1,132 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1428 SMITH ST
City	BUCHANAN
State	MI
Zip	49107-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	27200
Legal Description	LOT 9 BLK 1 PLAT OF VILLAGE OF GLENDORA
Legal Subdivision	VILLAGE GLENDORA
Legal Block	1
Legal Lot Number	9
Legal Unit	9
Jurisdiction	BERRIEN MI
Township / Civil Division	WEESAW
Census Block Group	2
Census Block	2002
Census Tract	11600

Owner

Source: Berrien County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2848 W CHICAGO AVE, A, CHICAGO, IL 60622-4409
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage WATERMAN BANK
Apr 1, 2020	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Mar 25, 2022	Personal Representative Deed, Transfer · Commercial Mortgage WATERMARK BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Nov 9, 1998 · Amount on Record
Deed Document Number	2022348583
Deed Book / Page	3368 / 2543
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1428 SMITH ST, BUCHANAN, MI 49107-9657
Transaction Type	Mortgage
Record Updated	Jan 19, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2848 W CHICAGO AVE, CHICAGO, IL 60622-4409

Mortgage

Document Number	03418/1105
Date	Dec 29, 2023
Book Page	3418/1105
Instrument	2023395473

Lender

Name	WATERMAN BANK
Type	Bank
Address	WATERMAN, IL 60556

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2029

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1428 SMITH ST, BUCHANAN, MI 49107-9657
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03270/1097
Date	Apr 1, 2020
Book Page	3270/1097

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 25, 2022
Property Address	1428 SMITH ST, BUCHANAN, MI 49107-9657
Document Number	03368/2543
Book / Page	3368 / 2543
Map Reference	LB 3 PG 64
Instrument Date	Mar 14, 2022
Instrument	2022348583
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 N FAIRFIELD AVE # 3, 3, CHICAGO, IL 60622-4453

Mortgage

Document Number	0033682545
Date	Mar 25, 2022
Instrument	3368/2545

Lender

Name	WATERMARK BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	14 Months
Due	May 1, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Weesaw Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,300 (+32.53%)	$98,600 (+32.53%)
2025	$1,646.00 (+180.41%)
2023		$37,200	$74,400
2022	$587.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Midwest Energy & Communications Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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