1439 Live Oak Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 1439 Live Oak Dr, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,196 sqft
Owner	2 Individual Names on Record
Tax Bill	$7,632 (2023)
Deeds & Mortgages	Apr 2023 Construction Loan Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4185-0003-0300-63`

Property Details

APN / Parcel Number

Primary APN	`4185-0003-0300-63`
Alternative APNs	`R000073740` `281189`

Interior

Full Baths	5 Baths
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft

Exterior

Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Dimensions	167 ft deep x 60 ft wide
Porch	Covered Porch
Porch Area	288 sqft
Storage Building	64 sqft

Location & Zoning

Account Number	R000073740
Old Parcel Number	4185.0003.0300.63
Street Address	1439 LIVE OAK DR
City	TOOL
State	TX
Zip	75143-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 30 AB 488 T S MITCHELL SUR, SPORT N REST HARBOR, BLK 3 LT 30, & 0.01 A/165
Legal Subdivision	SPORT-N-REST HARBOR (79)
Legal Block	3
Legal Lot Number	30
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	2
Census Block	2029
Census Tract	950801

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1439 LIVE OAK DR, TOOL, TX 75143-1553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage · Construction Mortgage PROSPERITY BANK
Jun 26, 2019	Vendor's Lien, Transfer · Conventional Mortgage AMERICAN AIRLINES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2019
Deed Sale	Jun 26, 2019
Deed Document Number	2019-00008707
Record Updated	Jun 7, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	1439 LIVE OAK DR, TOOL, TX 75143-1553
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1439 LIVE OAK DR, TOOL, TX 75143-1553

Mortgage

Document Number	202300004859
Date	Apr 5, 2023
Instrument	2023-00004859

Lender

Name	PROSPERITY BANK
Type	Bank
Address	KEMP, TX 75143

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	198 Months
Due	Oct 1, 2039

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Jun 26, 2019
Property Address	1439 LIVE OAK DR, TOOL, TX 75143-1553
Document Number	201900008707
Map Reference	CAB A SL 165
Instrument Date	Jun 24, 2019
Instrument	2019-00008707
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	TEXAS PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1439 LIVE OAK DR, TOOL, TX 75143-1553

Mortgage

Document Number	201900008708
Date	Jun 26, 2019
Instrument	2019-00008708

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,632.00 (-60.03%) Homeowner's exemption Senior Citizen's exemption	$499,025 (+9.34%) Land $135,000 Building $365,080	$500,080 (+9.57%) Land $135,000 Building $365,080
2022	$19,095.00	$456,390 Land $135,000 Building $321,390	$456,390 Land $135,000 Building $321,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: Conquest Wireless.

Nearby Properties on Live Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures