1427 Live Oak Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 1427 Live Oak Dr, Tool, TX 75143

Property Summary

Property TypeSingle Family Home
Details5 ba · 1,956 sqft
OwnerIndividual Name on Record
Tax Bill$11,563 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN4185-0003-0330-63

Property Details

APN / Parcel Number

Primary APN4185-0003-0330-63
Alternative APNs
  • R000073745
  • 281194

Interior

Full Baths5 Baths
Building Area1,956 sqft Living Area
1st Floor Area1,272 sqft
2nd Floor Area684 sqft

Exterior

Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Dimensions137 ft deep x 115 ft wide
Garage TypeCarport
CarportCarport
Carport Area294 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Porch
Porch Area502 sqft
Deck Area224 sqft
Patio Area224 sqft
Storage Building64 sqft

Utilities, Heating & Cooling

Heating SystemWood Furnace

Location & Zoning

Account NumberR000073745
Old Parcel Number4185.0003.0330.63
Street Address1427 LIVE OAK DR
CityTOOL
StateTX
Zip75143-1553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 32 & 33 AB 488 T S MITCHELL SUR, SPORT N REST HARBOR, BLK 3 PT OF LTS 32 & 33
Legal SubdivisionSPORT-N-REST HARBOR (79)
Legal Block3
Legal Lot Number32,33 33
JurisdictionHENDERSON TX
Township / Civil DivisionCEDAR CREEK LAKE
Census Block Group2
Census Block2029
Census Tract950801

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4046 LOMITA LN, DALLAS, TX 75220-3728
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2016
Deed SaleJul 26, 2016
Prior SaleJun 11, 2013
Deed Document Number2016-00010460
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TX
Property Address1427 LIVE OAK DR, TOOL, TX 75143-1553
Transaction TypeMortgage
Record UpdatedMar 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100002605
DateFeb 10, 2021
Instrument2021-00002605
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressFORT WORTH, TX 76110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

TypeName
StateTexas
CountyHenderson County
MunicipalityTool City
Unified School DistrictMalakoff Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$11,563.00 (-26.71%) Additional exemption filed$641,815 Land $258,750 Building $383,065$641,815 Land $258,750 Building $383,065
2022$15,776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CEDAR CREEK MUD
serves 24,414 people · EPA ID TX1070190
Water SourceSurface water
Last State InspectionOct 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30

May also be available: Conquest Wireless.

Nearby Properties on Live Oak Dr

Nearby Streets

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