1411 Live Oak Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 1411 Live Oak Dr, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,960 sqft · built 1971
Owner	Individual Name on Record
Tax Bill	$9,862 (2023)
Deeds & Mortgages	May 2019 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4185-0003-0370-63`

Property Details

APN / Parcel Number

Primary APN	`4185-0003-0370-63`
Alternative APNs	`R000073752` `281201`

Interior

Full Baths	5 Baths
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2017
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Dimensions	108 ft deep x 65 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	504 sqft
Patio Area	504 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000073752
Old Parcel Number	4185.0003.0370.63
Street Address	1411 LIVE OAK DR
City	TOOL
State	TX
Zip	75143-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 37 AB 488 T S MITCHELL SUR, SPORT N REST HARBOR, BLK 3, LT 37
Legal Subdivision	SPORT-N-REST HARBOR (79)
Legal Block	3
Legal Lot Number	37
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	2
Census Block	2029
Census Tract	950801

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2555 GIBBS WILLIAMS RD, DALLAS, TX 75233-3330
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWN SQUARE MORTGAGE & INVESTMENTS INC
Apr 26, 2017	Vendor's Lien, Transfer · ARM RELIANCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2017
Deed Sale	Apr 26, 2017
Prior Sale	Jul 11, 2012
Deed Document Number	2017-00006206
Record Updated	Jun 7, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	1411 LIVE OAK DR, TOOL, TX 75143-1553
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	ONE NATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900007376
Date	May 31, 2019
Instrument	2019-00007376

Lender

Name	TOWN SQUARE MORTGAGE & INVESTMENTS INC
Type	Mortgage Company
Address	DALLAS, TX 75248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

April 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Apr 26, 2017
Property Address	1411 LIVE OAK DR, TOOL, TX 75143-1553
Document Number	201700006206
Map Reference	VOL2 PG79
Instrument Date	Apr 24, 2017
Instrument	2017-00006206
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	NOT AVAILABLE, COLONIAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2555 GIBBS WILLIAMS RD, DALLAS, TX 75233-3330

Mortgage

Document Number	201700006207
Date	Apr 26, 2017
Instrument	2017-00006207

Lender

Name	RELIANCE MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	11%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2020
Change Frequency	Annually
Min Rate At Change	11%
Max Rate At Change	13%
Index	Prime Rate
Max Rate	17%

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,862.00 (-61.44%) Additional exemption filed	$550,141 Land $146,250 Building $403,891	$550,141 Land $146,250 Building $403,891
2022	$25,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: Conquest Wireless.

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