1439 Bending Oak W, Hernando, MS 38632 Property Records

DeSoto County property record for 1439 Bending Oak W, Hernando, MS 38632 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,689 sqft · built 2007
Lot Size	0.506 acres (22,050 sqft)
Owner	2 Individual Names on File
Last Sale	$168,800 (Apr 2009)
Tax Bill	$2,430 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-07-27-0-00109-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-27-0-00109-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,689 sqft Adjusted Area
1st Floor Area	2,370 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	22,050 sqft (0.506 acres)
Lot Dimensions	245 ft deep x 90 ft wide

Location & Zoning

Street Address	1439 BENDING OAK W
City	HERNANDO
State	MS
Zip	38632-6522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROVE PARK SEC C LOT 109
Legal Range	007
Legal Township	03S
Legal Section	07
Legal Subdivision	GROVE PARK SEC C
Legal Lot Number	109
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1014
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-3-07-27-0-00109-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1439 BENDING OAK W, HERNANDO, MS 38632-6522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 08, 2025	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Feb 10, 2022	Deed of Trust, Mortgage · Line of Credit SYCAMORE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2009 · Amount on Record
Deed Sale	Apr 28, 2009 · Amount on Record
Prior Sale	Oct 24, 2008 · Amount on Record
Deed Book / Page	607 / 253
Prior Transfer Date	Apr 21, 2009
Prior Transfer Doc	000607/253
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1439 BENDING OAK W, HERNANDO, MS 38632-6522
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1439 BENDING OAK W, HERNANDO, MS 38632-6522

Mortgage

Document Number	5662/91910
Date	Sep 08, 2025
Book Page	5662/91910

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 29, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1439 BENDING OAK W, HERNANDO, MS 38632-6522
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1439 BENDING OAK W, HERNANDO, MS 38632-6522

Mortgage

Document Number	005462/417
Date	Feb 10, 2022
Book Page	5462/417

Lender

Name	SYCAMORE BANK
Type	Bank
Address	SENATOBIA, MS 38668

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,430.00 (+15.99%)	$23,442 (+35.79%) Land $3,500 Building $19,942	$234,417 (+35.78%) Land $35,000 Building $199,417
2023	$2,095.00	$17,264	$172,644 Land $35,000 Building $137,644

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 36% of the US · above 19% of Mississippi
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 212 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Telapex	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Bending Oak W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures