DeSoto County property record for 1381 Bending Oak W, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,484 sqft · built 2011 |
| Lot Size | 0.506 acres (22,050 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,394 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-07-27-0-00106-00 |
| Primary APN | 3-07-3-07-27-0-00106-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,484 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 22,050 sqft (0.506 acres) |
| Lot Dimensions | 245 ft deep x 90 ft wide |
| Street Address | 1381 BENDING OAK W |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Description | GROVE PARK SEC C LOT 106 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 07 |
| Legal Subdivision | GROVE PARK SEC C |
| Legal Lot Number | 106 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 71001 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1381 BENDING OAK W, HERNANDO, MS 38632-6559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2012 |
| Deed Sale | May 22, 2012 |
| Deed Document Number | 0000681199 |
| Deed Book / Page | 681 / 199 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1381 BENDING OAK W, HERNANDO, MS 38632-6559 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1381 BENDING OAK W, HERNANDO, MS 38632-6559 |
| Document Number | 5660/98026 |
|---|---|
| Date | Oct 20, 2023 |
| Book Page | 5660/98026 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Nov 20, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,394.00 (+15.99%) | $23,130 (+35.73%) Land $3,500 Building $19,630 | $231,296 (+35.73%) Land $35,000 Building $196,296 |
| 2023 | $2,064.00 | $17,041 | $170,414 Land $35,000 Building $135,414 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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