1399 Bending Oak W, Hernando, MS 38632 Property Records

DeSoto County property record for 1399 Bending Oak W, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 2011
Square Footage	2,098 sqft Adjusted Area
Lot Size	22,050 sqft (0.506 acres)
Occupancy	Owner Occupied
Tax Bill	$2,085.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-27-0-00107-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	2,098 sqft Adjusted Area
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2011
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	22,050 sqft (0.506 acres)
Depth X Width	245 ft x 90 ft Depth x Width
Patio Area	120 sqft Patio

Location & Zoning

Street Address	1399 BENDING OAK W
City	HERNANDO
State	MS
Zip	38632-6559
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GROVE PARK SEC C LOT 107
Legal Range	07
Legal Township	03
Legal Section	07
Legal Subdivision	GROVE PARK SEC C
Legal Lot Number	107
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	1
Census Block	1014
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-3-07-27-0-00107-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1399 BENDING OAK W, HERNANDO, MS 38632-6559
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 2021
Deed Sale	Nov 05, 2021
Prior Sale	Jul 22, 2015
Deed Doc Number	0000977342
Deed Book / Page	977 / 342
Record Refreshed	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 05, 2021
Property Address	1399 BENDING OAK W, HERNANDO, MS 38632-6559
Document Number	000977/342
Book / Page	977 / 342
Map Reference	MB 100 PG 4
Instrument Date	Nov 01, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1399 BENDING OAK W, HERNANDO, MS 38632-6559

Mortgage

Document Number	0005390400
Date	Nov 05, 2021
Instrument	5390/400

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,085.00 (+15.32%)	$20,477 (+34.74%) Land $3,500 Building $16,977	$204,772 (+34.74%) Land $35,000 Building $169,772
2023	$1,808.00	$15,197	$151,973 Land $35,000 Building $116,973

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 29% of Mississippi
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.