1438 N 20 E, American Fork, UT 84003 Property Records

Utah County property record for 1438 N 20 E, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,772 sqft · built 1994
Lot Size	0.417 acres (18,165 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Jun 2020)
Tax Bill	$2,797 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-194-0011`

Property Details

APN / Parcel Number

Primary APN	`35-194-0011`
Alternative APN	`104238`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,772 sqft Living Area
Gross Area	2,953 sqft
1st Floor Area	787 sqft
Basement Area	740 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	18,165 sqft (0.417 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	608 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	104238
Street Address	1438 N 20 E
City	AMERICAN FORK
State	UT
Zip	84003-3729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11, PLAT A, BENCHWOOD ESTATES SUBDV. AREA 0.417 AC.
Legal Subdivision	BENCHWOOD ESTATES SUBDV
Legal Lot Number	11
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	1
Census Block	1005
Census Tract	205

Owner

1438 N 20 E is owned and occupied by an individual who bought it in June 2020.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1438 N 20 E, AMERICAN FORK, UT 84003-3729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020 · Amount on File
Deed Sale	Jun 2, 2020 · Amount on File
Prior Sale	Jul 14, 2008
Deed Document Number	202075185
Prior Transfer Date	Apr 22, 2003
Prior Transfer Doc	0000079248
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 2, 2020
Property Address	1438 N 20 E, AMERICAN FORK, UT 84003-3729
Document Number	0000075185
Instrument Date	Jun 1, 2020
Instrument	75185:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	INWEST TITLE OREM

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1436 N 20 E, AMERICAN FORK, UT 84003-3729

Mortgage

Document Number	0000075211
Date	Jun 2, 2020
Instrument	75211:2020

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1438 N 20 E was $2,797, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,755 (-43.87%)	$594,100 (+2.06%) Land $257,600 Building $336,500
2025	$2,797.00 (+0.04%)	$582,100 Land $257,600 Building $324,500	$582,100 Land $257,600 Building $324,500
2024	$2,796.00 (+10.56%)
2023	$2,529.00 (-4.89%)	$297,990	$541,800 Land $245,200 Building $296,600
2022	$2,659.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1438 N 20 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1438 N 20 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CentraCom, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N 20 E

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