1413 N 20 E, American Fork, UT 84003 Property Records

Utah County property record for 1413 N 20 E, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1993
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Nov 2020)
Tax Bill	$2,650 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-194-0006`

Property Details

APN / Parcel Number

Primary APN	`35-194-0006`
Alternative APN	`104233`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	4,334 sqft
1st Floor Area	1,632 sqft
Basement Area	1,632 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,193 sqft (0.234 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	915 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	104233
Street Address	1413 N 20 E
City	AMERICAN FORK
State	UT
Zip	84003-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, PLAT A, BENCHWOOD ESTATES SUBDV. AREA 0.234 AC.
Legal Subdivision	BENCHWOOD ESTATES SUBDV
Legal Lot Number	6
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	1
Census Block	1005
Census Tract	205

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1413 N 20 E, AMERICAN FORK, UT 84003-3730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN AMERICA FCU
Nov 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2020 · Amount on Record
Deed Sale	Nov 3, 2020 · Amount on Record
Prior Sale	Sep 28, 2012 · Amount on Record
Deed Document Number	2020173966
Last Transfer Date	Jul 21, 2021
Transfer Doc	0000130796
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1413 N 20 E, AMERICAN FORK, UT 84003-3730
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	SERVICE LINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116986
Date	Dec 11, 2018
Instrument	116986:2018

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1413 N 20 E, AMERICAN FORK, UT 84003-3730
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	INWEST TITLE SVCS SALT LAKE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112297
Date	Oct 30, 2019
Instrument	112297:2019

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Nov 3, 2020
Property Address	1413 N 20 E, AMERICAN FORK, UT 84003-3730
Document Number	0000173966
Instrument Date	Oct 29, 2020
Instrument	173966:2020
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	CAPSTONE T&E INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 N 20 E, AMERICAN FORK, UT 84003-3730

Mortgage

Document Number	0000173967
Date	Nov 3, 2020
Instrument	173967:2020

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,960 (-43.43%)	$567,200 (+2.85%) Land $226,800 Building $340,400
2025	$2,650.00 (+0.04%)	$551,500 (+93.17%) Land $226,800 Building $324,700	$551,500 (+6.24%) Land $226,800 Building $324,700
2024	$2,649.00 (+9.33%)
2023	$2,423.00 (-7.45%)	$285,505	$519,100 Land $215,900 Building $303,200
2022	$2,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CentraCom, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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