1425 N 20 E, American Fork, UT 84003 Property Records

Utah County property record for 1425 N 20 E, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,632 sqft · built 1993
Lot Size	0.246 acres (10,716 sqft)
Owner	2 Individual Names on File
Last Sale	$366,500 (Oct 2019)
Tax Bill	$2,942 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-194-0009`

Property Details

APN / Parcel Number

Primary APN	`35-194-0009`
Alternative APN	`104236`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	3,747 sqft
1st Floor Area	1,632 sqft
Basement Area	1,632 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,716 sqft (0.246 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	104236
Street Address	1425 N 20 E
City	AMERICAN FORK
State	UT
Zip	84003-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9, PLAT A, BENCHWOOD ESTATES SUBDV. AREA 0.246 AC.
Legal Subdivision	BENCHWOOD ESTATES SUBDV
Legal Lot Number	9
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	1
Census Block	1005
Census Tract	205

Owner

1425 N 20 E is owned and occupied by two individuals who bought it in October 2019.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1425 N 20 E, AMERICAN FORK, UT 84003-3730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 19, 2020	Deed of Trust, Mortgage PROVIDENT FNDG
Oct 2, 2019	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2019 · Amount on File
Deed Sale	Oct 2, 2019 · Amount on File
Deed Document Number	201999790
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1425 N 20 E, AMERICAN FORK, UT 84003-3730
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	INWEST TITLE-OREM #1, INWEST TITLE OREM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106911
Date	Jun 11, 2021
Instrument	106911:2021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	FENWICK, MI 48834

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1425 N 20 E, AMERICAN FORK, UT 84003-3730
Document Number	0000135538
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1425 N 20 E AMERICAN FORK UT 840033730, AMERICAN FORK, UT 84003-3730

Mortgage

Document Number	0000135538
Date	Sep 8, 2020
Instrument	135538

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	BURLINGAME, CA 94010

Agreement

Amount	Amount on Record
Term	300 Months
Due	Sep 7, 2045

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 2, 2019
Property Address	1425 N 20 E, AMERICAN FORK, UT 84003-3730
Document Number	0000099790
Instrument Date	Oct 1, 2019
Instrument	099790:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	INWEST TITLE OREM

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 N 20 E, AMERICAN FORK, UT 84003-3730

Mortgage

Document Number	0000099796
Date	Oct 2, 2019
Instrument	099796:2019

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1425 N 20 E was $2,942.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,675 (-43.55%)	$628,500 (+2.63%) Land $229,300 Building $399,200
2025	$2,942.00	$612,400 Land $229,300 Building $383,100	$612,400 Land $229,300 Building $383,100
2024	$2,942.00 (+14.39%)
2023	$2,572.00 (-2.69%)	$303,050	$551,000 Land $218,300 Building $332,700
2022	$2,643.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1425 N 20 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1425 N 20 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CentraCom, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N 20 E

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