Pamlico County property record for 1438 Alligator Loop Rd, Merritt, NC 28556
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,520 sqft · built 2003 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Jan 2011) |
| Tax Bill | $2,037 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | I06-77B-19 |
| Primary APN | I06-77B-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,520 sqft Finished Area |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 61,420 sqft (1.41 acres) |
| Garage Type | Attached |
| Garage Area | 761 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 402 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 29706 |
|---|---|
| Street Address | 1438 ALLIGATOR LOOP RD |
| City | MERRITT |
| State | NC |
| Zip | 28556-9508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 CONNOR SUB SEC 3 PCA 116-2 6580037784000 |
| Legal Subdivision | CONNOR SUBDIVISION |
| Legal Lot Number | 19 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 950202 |
1438 Alligator Loop Rd is owned by two individuals who acquired it in August 2012.
Source: Pamlico County records, as of October 21, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 32, STONEWALL, NC 28583-0032 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2011 · Amount on File |
| Deed Sale | Jan 14, 2011 · Amount on File |
| Deed Book / Page | 551 / 934 |
| Last Transfer Date | Aug 14, 2012 |
| Transfer Doc | 570/675 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 1438 ALLIGATOR LOOP RD, MERRITT, NC 28556-9508 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 1438 ALLIGATOR LOOP RD, MERRITT, NC 28556-9508 |
| Document Number | 000724/762 |
|---|---|
| Date | Apr 17, 2024 |
| Book Page | 724/762 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pamlico County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,037.00 (+15.35%) | $292,893 (+12.14%) Land $21,804 Building $271,089 | $292,893 (+12.14%) Land $21,804 Building $271,089 |
| 2023 | $1,766.00 | $261,189 Land $21,804 Building $239,385 | $261,189 Land $21,804 Building $239,385 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1438 Alligator Loop Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 220 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 220 in force |
| Nearby Flood Claims | 886 (1983–2021) |
| Claims Outside the SFHA | 26 of 886 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1438 Alligator Loop Rd is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 91% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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