Cass County property record for 1438 4th St N, Fargo, ND 58102
| Property Type | Single Family Home |
|---|---|
| Details | 1,852 sqft · built 1973 |
| Lot Size | 0.287 acres (12,505 sqft) |
| Owner | Individual Name on File |
| Last Sale | $246,000 (Aug 2006) |
| Tax Bill | $4,584 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-0761-00120-000 |
| Primary APN | 01-0761-00120-000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,852 sqft Living Area |
| 1st Floor Area | 1,852 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 12,505 sqft (0.287 acres) |
| Lot Dimensions | 147 ft deep x 85 ft wide |
| Street Address | 1438 4TH ST N |
|---|---|
| City | FARGO |
| State | ND |
| Zip | 58102-2733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | LOT: 12 BLOCK: 1 ADDITION: EL ZAGEL REPLAT ADDITIONAL: EL ZAGEL REPLAT LOT 12 BLK 1 REPLT OF W 668.46' BLKS 1 & 2 |
| Legal Subdivision | EL ZAGEL REPLAT |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | CASS ND |
| Township / Civil Division | FARGO |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 400 |
1438 4th St N is owned and occupied by an individual who bought it in August 2006.
Source: Cass County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1438 4TH ST N, FARGO, ND 58102-2733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2006 · Amount on File |
| Deed Sale | Aug 2, 2006 · Amount on File |
| Deed Document Number | 20061178374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 1438 4TH ST N, FARGO, ND 58102-2733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0001575507 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 1575507 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2034 |
The 2025 property tax bill for 1438 4th St N was $4,584.
Source: Cass County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Fargo City |
| Unified School District | Fargo Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,584.00 | $210,200 Land $42,250 Building $167,950 | $420,400 Land $84,500 Building $335,900 |
| 2023 | $5,260.00 | $179,000 Land $42,950 Building $136,050 | $358,000 Land $85,900 Building $272,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1438 4th St N in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2009 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1438 4th St N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FARGO serves 120,762 people · EPA ID ND0900336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Otter Tail Telecom.
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