1437 Windridge Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1437 Windridge Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,668 sqft · built 1977
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Jun 2018)
Tax Bill	$4,670 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2024 Second Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`514-050-43-00`

Property Details

APN / Parcel Number

Primary APN	`514-050-43-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,668 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	58,806 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1437 WINDRIDGE DR
City	EL CAJON
State	CA
Zip	92020-7858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	TCT A DOC78-109616 IN SEC 13-16-1W IN TR CC000262
Legal Range	01W
Legal Township	16
Legal Section	13
Legal Subdivision	RANCHO EL CAJON
Legal Tract	A
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1011
Census Tract	15408

Owner

1437 Windridge Dr is owned and occupied by two individuals who bought it in June 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1437 WINDRIDGE DR, EL CAJON, CA 92020-7858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage MY POINT CU SD
Apr 30, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAXTER CU
Mar 26, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAXTER CU
Mar 21, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAXTER CU
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 18, 2018	Affidavit of Death, Transfer LAWYERS TITLE
Jun 18, 2018	Grant Deed, Transfer · Conventional Mortgage CRESTLINE FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2018 · Amount on File
Deed Sale	Jun 18, 2018 · Amount on File
Deed Document Number	2018245915
Prior Transfer Date	Oct 2, 2012
Prior Transfer Doc	0000625794
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1437 WINDRIDGE DR, EL CAJON, CA 92020-7858
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1437 WINDRIDGE DR, EL CAJON, CA 92020-7858

Mortgage

Document Number	0000361656
Date	May 11, 2021
Instrument	2021-0361656

Lender

Name	MY POINT CU SD
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1437 WINDRIDGE DR, EL CAJON, CA 92020-7858
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1437 WINDRIDGE DR, EL CAJON, CA 92020-7858

Mortgage

Document Number	0000107861
Date	Apr 30, 2024
Instrument	2024-0107861

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 30, 2044

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1437 WINDRIDGE DR, EL CAJON, CA 92020-7858
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1437 WINDRIDGE DR, EL CAJON, CA 92020-7858

Mortgage

Document Number	0000082963
Date	Mar 26, 2026
Instrument	2026-0082963

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 30, 2046

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1437 WINDRIDGE DR, EL CAJON, CA 92020-7858
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1437 WINDRIDGE DR, EL CAJON, CA 92020-7858

Mortgage

Document Number	0000072380
Date	Mar 21, 2025
Instrument	2025-0072380

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 30, 2045

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1437 WINDRIDGE DR, EL CAJON, CA 92020-7858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000521392
Date	Nov 12, 2019
Instrument	2019-0521392

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1437 WINDRIDGE DR, EL CAJON, CA 92020-7858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1437 WINDRIDGE DR, EL CAJON, CA 92020-7858

Mortgage

Document Number	0000809977
Date	Dec 17, 2020
Instrument	2020-0809977

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1437 WINDRIDGE DR, EL CAJON, CA 92020-7858
Document Number	0000304644
Instrument Date	May 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1437 WINDRIDGE DR EL CAJON CA 920207858, EL CAJON, CA 92020-7858

Mortgage

Document Number	0000304644
Date	Jun 15, 2020
Instrument	304644

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1437 WINDRIDGE DR, EL CAJON, CA 92020-7858
Document Number	0000168794
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1437 WINDRIDGE DR EL CAJON CA 920207858, EL CAJON, CA 92020-7858

Mortgage

Document Number	0000168794
Date	May 7, 2019
Instrument	168794

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2049

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 18, 2018
Property Address	1437 WINDRIDGE DR, EL CAJON, CA 92020-7858
Document Number	0000245914
Instrument Date	Jun 14, 2018
Instrument	245914
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	LAWYERS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1437 WINDRIDGE DR EL CAJON CA 920207858, EL CAJON, CA 92020-7858

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 18, 2018
Property Address	1437 WINDRIDGE DR, EL CAJON, CA 92020-7858
Document Number	0000245915
Map Reference	MB 24 PG 111
Instrument Date	Jun 14, 2018
Instrument	2018-0245915
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1437 WINDRIDGE DR, EL CAJON, CA 92020-7858

Mortgage

Document Number	0000245916
Date	Jun 18, 2018
Instrument	2018-0245916

Lender

Name	CRESTLINE FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1437 Windridge Dr was $4,670 with a homeowner's exemption, down 0.6% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$410,097 (+2%) Land $86,361 Building $323,736
2025	$4,670.00 (-0.57%) Homeowner's exemption	$402,057 Land $84,668 Building $317,389
2024	$4,697.00 (+2.71%)
2023	$4,573.00 (+1.6%) Homeowner's exemption	$386,446 Land $81,381 Building $305,065
2022	$4,501.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1437 Windridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1437 Windridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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