1338 Windridge Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1338 Windridge Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,100 sqft · built 1990
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$699,000 (Nov 2010)
Tax Bill	$10,445 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`493-370-40-00`

Property Details

APN / Parcel Number

Primary APN	`493-370-40-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,100 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Roof Material	Tile
Lot Area	48,352 sqft
View / Lot	Good
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1338 WINDRIDGE DR
City	EL CAJON
State	CA
Zip	92020-7861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 TR PM15055
Legal Subdivision	PARCEL MAP NO 15055
Legal Tract	15055
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	15408

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1338 WINDRIDGE DR, EL CAJON, CA 92020-7861
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage EZ FUNDINGS INC
Feb 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage WORLD WIDE CREDIT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2010 · Amount on Record
Deed Sale	Nov 4, 2010 · Amount on Record
Prior Sale	Apr 30, 2010 · Amount on Record
Deed Document Number	2010598033
Last Transfer Date	Jun 19, 2015
Transfer Doc	0000394252
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1338 WINDRIDGE DR, EL CAJON, CA 92020-7861
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1338 WINDRIDGE DR, EL CAJON, CA 92020-7861

Mortgage

Document Number	0000298874
Date	Apr 19, 2021
Instrument	2021-0298874

Lender

Name	EZ FUNDINGS INC
Type	Lending Institution
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1338 WINDRIDGE DR, EL CAJON, CA 92020-7861
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1338 WINDRIDGE DR, EL CAJON, CA 92020-7861

Mortgage

Document Number	0000050172
Date	Feb 27, 2025
Instrument	2025-0050172

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$913,437 (+2%) Land $261,354 Building $652,083
2025	$10,445.00 (+2.03%) Homeowner's exemption	$895,528 (+4.04%) Land $256,230 Building $639,298
2023	$10,237.00 (+1.6%) Homeowner's exemption	$860,755 Land $246,281 Building $614,474
2022	$10,076.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wyyerd Connect.

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