1431 Windridge Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1431 Windridge Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,497 sqft · built 1966
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,039 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`514-050-12-00`

Property Details

APN / Parcel Number

Primary APN	`514-050-12-00`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,497 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	27,878 sqft (0.64 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1431 WINDRIDGE DR
City	EL CAJON
State	CA
Zip	92020-7858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	TCT A DOC71-125480 IN SEC 13-16-1W IN TR CC000262
Legal Range	01W
Legal Township	16
Legal Section	13
Legal Subdivision	RANCHO EL CAJON
Legal Tract	A
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1011
Census Tract	15408

Owner

1431 Windridge Dr is owner-occupied and held in a trust since May 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1431 WINDRIDGE DR, EL CAJON, CA 92020-7858
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Correction Deed · Line of Credit MY POINT CU SD
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Nov 17, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Nov 18, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 16, 2024
Transfer Doc	0000133177
Record Updated	Sep 20, 2026

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 11, 2022
Property Address	1431 WINDRIDGE DR, EL CAJON, CA 92020-7858
Document Number	0000064240
Instrument Date	Feb 4, 2022
Instrument	2022-0064240
Record Updated	Feb 21, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1431 WINDRIDGE DR, EL CAJON, CA 92020-7858

Mortgage

Document Number	0000064241
Date	Feb 11, 2022
Instrument	2022-0064241

Lender

Name	MY POINT CU SD
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1431 WINDRIDGE DR, EL CAJON, CA 92020-7858
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 WINDBRIDGE DR, EL CAJON, CA 92020-7858

Mortgage

Document Number	0000242395
Date	Mar 29, 2021
Instrument	2021-0242395

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Dec 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1431 WINDRIDGE DR, EL CAJON, CA 92020-7858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE RESOURCE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 WINDRIDGE DR, EL CAJON, CA 92020-7858

Mortgage

Document Number	0000722823
Date	Nov 17, 2020
Instrument	2020-0722823

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1431 WINDRIDGE DR, EL CAJON, CA 92020-7858
Document Number	0000556310
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1431 WINDRIDGE DR EL CAJON CA 920207858, EL CAJON, CA 92020-7858

Mortgage

Document Number	0000556310
Date	Dec 2, 2019
Instrument	556310

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1431 Windridge Dr was $4,039.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$348,646 (+2%) Land $116,205 Building $232,441
2025	$4,039.00	$341,811 Land $113,927 Building $227,884
2023	$3,958.00 (+3.83%)	$328,540 Land $109,504 Building $219,036
2022	$3,812.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1431 Windridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1431 Windridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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