1437 Phillips Cir, Vista, CA 92083 Property Records

San Diego County property record for 1437 Phillips Cir, Vista, CA 92083

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,941 sqft · built 1989
Lot Size0.268 acres (11,679 sqft)
OwnerCompany Name on Record
Last Sale$451,000 (May 2016)
Tax Bill$6,734 (2025)
Deeds & MortgagesJul 2018 Mortgage
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN183-360-39-00

Property Details

APN / Parcel Number

Primary APN183-360-39-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,941 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialWood Siding
Roof MaterialTile
Lot Area11,679 sqft (0.268 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1437 PHILLIPS CIR
CityVISTA
StateCA
Zip92083-7676
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 10 TR 010724
Legal Subdivision78-4 VISTA
Legal Tract010724
Legal Block1
Legal Lot Number10
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1002
Census Tract19902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1437 PHILLIPS CIR, VISTA, CA 92083-7676
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2018Deed of Trust, Mortgage · FHA Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 10, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2016 · Amount on Record
Deed SaleMay 23, 2016 · Amount on Record
Prior SaleJul 30, 1999 · Amount on Record
Deed Document Number2016250806
Last Transfer DateJun 3, 2019
Transfer Doc0000223808
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1437 PHILLIPS CIR, VISTA, CA 92083-7676
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEQUITY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000292716
DateJul 18, 2018
Instrument2018-0292716
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1437 PHILLIPS CIR, VISTA, CA 92083-7676
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE RESOURCE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1437 PHILLIPS CIR, VISTA, CA 92083-7676

Mortgage

Document Number0000005542
DateJan 5, 2021
Instrument2021-0005542
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 10, 2019
Property Address1437 PHILLIPS CIR, VISTA, CA 92083-7676
Document Number0000223808
Instrument DateJun 3, 2019
Instrument223808
Transaction TypeTransfer
Record UpdatedJun 17, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1437 PHILLIPS CIR VISTA CA 920837676, VISTA, CA 92083-7676

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$544,560 (+2%) Land $255,657 Building $288,903
2025$6,734.00 (+7.69%) Homeowner's exemption$533,884 (+4.04%) Land $250,645 Building $283,239
2023$6,253.00 (+0.24%) Homeowner's exemption$513,155 Land $240,913 Building $272,242
2022$6,238.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1995–2020)
Claims Outside the SFHA2 of 7
Most Recent ClaimApr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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