1425 Phillips Cir, Vista, CA 92083 Property Records

San Diego County property record for 1425 Phillips Cir, Vista, CA 92083 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,923 sqft · built 1989
Lot Size0.231 acres (10,070 sqft)
Owner2 Individual Names on File
Last Sale$226,000 (Jun 2000)
Tax Bill$4,626 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Feb 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN183-360-42-00

Property Details

APN / Parcel Number

Primary APN183-360-42-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,923 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area10,070 sqft (0.231 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport
CarportCarport

Location & Zoning

Street Address1425 PHILLIPS CIR
CityVISTA
StateCA
Zip92083-7676
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 TR 010724
Legal SubdivisionVISTA 78-04
Legal Tract010724
Legal Block1
Legal Lot Number13
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1002
Census Tract19902

Owner

Source: San Diego County records · APN 183-360-42-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1425 PHILLIPS CIR, VISTA, CA 92083-7676
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Feb 11, 2022Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 09, 2019Deed of Trust, Mortgage · Conventional Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 09, 2000 · Amount on Record
Deed SaleJun 09, 2000 · Amount on Record
Prior SaleJun 09, 1989 · Amount on Record
Deed Document Number2000303956
Last Transfer DateJun 21, 2002
Transfer Doc0000552498
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1425 PHILLIPS CIR, VISTA, CA 92083-7676
Transaction TypeMortgage
Record UpdatedJan 07, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1425 PHILLIPS CIR, VISTA, CA 92083-7676

Mortgage

Document Number0000364627
DateDec 29, 2025
Instrument2025-0364627
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2046

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1425 PHILLIPS CIR, VISTA, CA 92083-7676
Transaction TypeMortgage
Record UpdatedFeb 21, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1425 PHILLIPS CIR, VISTA, CA 92083-7676

Mortgage

Document Number0000064351
DateFeb 11, 2022
Instrument2022-0064351
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueFeb 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1425 PHILLIPS CIR, VISTA, CA 92083-7676
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1425 PHILLIPS CIR, VISTA, CA 92083-7676

Mortgage

Document Number0000818021
DateDec 21, 2020
Instrument2020-0818021
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueSep 01, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1425 PHILLIPS CIR, VISTA, CA 92083-7676
Document Number0000395237
Instrument DateSep 09, 2019
Transaction TypeMortgage
Record UpdatedSep 19, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1425 PHILLIPS CIR VISTA CA 920837676, VISTA, CA 92083-7676

Mortgage

Document Number0000395237
DateSep 11, 2019
Instrument395237
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 10, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$354,280 (+2%) Land $156,761 Building $197,519
2025$4,626.00 (+7.23%) Homeowner's exemption$347,335 (+4.04%) Land $153,688 Building $193,647
2023$4,314.00 (+0.26%) Homeowner's exemption$333,849 Land $147,721 Building $186,128
2022$4,303.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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