San Diego County property record for 1446 Phillips Cir, Vista, CA 92083
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,941 sqft · built 1989 |
| Lot Size | 0.274 acres (11,944 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Dec 2013) |
| Tax Bill | $6,103 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 183-360-51-00 |
| Primary APN | 183-360-51-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,941 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 11,944 sqft (0.274 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1833603400 |
|---|---|
| Street Address | 1446 PHILLIPS CIR |
| City | VISTA |
| State | CA |
| Zip | 92083-7676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 5 DOC90-087251 IN LOT 6&ALL OF TR 010724 |
| Legal Subdivision | VISTA 78-4 |
| Legal Tract | 010724 |
| Legal Block | 1 |
| Legal Lot Number | 5,6 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 19902 |
Source: San Diego County records · APN 183-360-51-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1446 PHILLIPS CIR, VISTA, CA 92083-7676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Jan 25, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING |
| Jul 20, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage ANCHOR FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2013 · Amount on Record |
| Deed Sale | Dec 19, 2013 · Amount on Record |
| Prior Sale | Apr 05, 2004 · Amount on Record |
| Deed Document Number | 2013728047 |
| Last Transfer Date | Jun 29, 2017 |
| Transfer Doc | 0000327563 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 13, 2026 |
| Property Address | 1446 PHILLIPS CIR, VISTA, CA 92083-7676 |
| Document Number | 0000101149 |
| Instrument Date | Apr 06, 2026 |
| Instrument | 2026101149 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1446 PHILLIPS CIR, VISTA, CA 92083-7676 |
| Investor | Possibly a Property Investor |
| Document Number | 0000101149, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 2026101149 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1446 PHILLIPS CIR, VISTA, CA 92083-7676 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1446 PHILLIPS CIR, VISTA, CA 92083-7676 |
| Document Number | 0000020311 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 2024-0020311 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1446 PHILLIPS CIR, VISTA, CA 92083-7676 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2022 |
| Title Company | CORINTHIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1446 PHILLIPS CIR, VISTA, CA 92083-7676 |
| Document Number | 0000405928 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021-0405928 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1446 PHILLIPS CIR, VISTA, CA 92083-7676 |
| Document Number | 0000266928 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2020 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1446 PHILLIPS CIR VISTA CA 920837676, VISTA, CA 92083-7676 |
| Document Number | 0000266928 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 266928 |
| Name | JMAC LENDING |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 26, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 20, 2017 |
| Property Address | 1446 PHILLIPS CIR, VISTA, CA 92083-7676 |
| Document Number | 0000327563 |
| Map Reference | MAP10724 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 2017-0327563 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WESTERN RESOURCES TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1446 PHILLIPS CIR, VISTA, CA 92083-7676 |
| Document Number | 0000327564 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 2017-0327564 |
| Name | ANCHOR FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $487,633 (+2%) Land $284,026 Building $203,607 | |
| 2025 | $6,103.00 (+19.95%) Homeowner's exemption | $478,072 (+4.04%) Land $278,457 Building $199,615 |
| 2024 | $5,088.00 (-10.31%) | |
| 2023 | $5,673.00 (+14.58%) Homeowner's exemption | $459,510 Land $267,646 Building $191,864 |
| 2022 | $4,951.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1995–2020) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Apr 2020 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 360 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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