1437 Biscaya Dr, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 1437 Biscaya Dr, Surfside, FL 33154

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,215 sqft · built 1940
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,950,000 (Jun 2016)
Tax Bill	$52,290 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`14-2234-003-0270`

Property Details

APN / Parcel Number

Primary APN	`14-2234-003-0270`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,215 sqft Living Area
Gross Area	4,875 sqft
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Concrete Block
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Area	231 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	50 sqft
Patio Area	500 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	1437 BISCAYA DR
City	SURFSIDE
State	FL
Zip	33154-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1100
Legal Description	NORMANDY BEACH 2ND AMD & REV PB 41-6 LOT 2 & 3 BLK 27 LOT SIZE100.000 X 160 OR 18289-3774 0998 1
Legal Range	42E
Legal Township	52S
Legal Section	34
Legal Subdivision	NORMANDY BEACH 2ND AMD
Legal Block	27
Legal Lot Number	2,3
Jurisdiction	DADE FL
Township / Civil Division	MIAMI BEACH
Census Block Group	5
Census Block	5013
Census Tract	3804

Owner

Source: Miami-Dade County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1437 BISCAYA DR, SURFSIDE, FL 33154-3319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2016 · Amount on Record
Deed Sale	Jun 22, 2016 · Amount on Record
Prior Sale	Aug 3, 2015 · Amount on Record
Deed Document Number	2016362264
Deed Book / Page	30122 / 1964
Last Transfer Date	Sep 27, 2024
Transfer Doc	0000760368
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	1437 BISCAYA DR, SURFSIDE, FL 33154-3319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD FLORIDA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019302
Date	Jan 12, 2017
Book Page	30381/1448
Instrument	2017R0019302

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Surfside Town
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$52,290.00 (+4.28%)	$2,827,692 (+5.99%)	$5,573,506 (+47.28%) Land $4,800,000 Building $773,506
2023	$50,145.00 (+2.56%) Homeowner's exemption	$2,667,962 (+3%)	$3,784,302 (+28.26%) Land $2,999,620 Building $784,682
2022	$48,895.00 Homeowner's exemption	$2,590,255	$2,950,427 Land $2,160,158 Building $790,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 201 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	294 units insured incl. 93 condo units
Nearby Flood Claims	12 (2017–2024)
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SURFSIDE serves 5,744 people · EPA ID FL4131424
Water Source	Purchased groundwater from MDWASA - MAIN SYSTEM
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

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