14361 Roe Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 14361 Roe Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,180 sqft · built 1980
Lot Size	17.9 acres (783,209 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Dec 2016)
Tax Bill	$5,474 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-35-4013-001`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-35-4013-001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,180 sqft Living Area
1st Floor Area	2,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	783,209 sqft (17.9 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	14361 ROE RD
City	HEMLOCK
State	MI
Zip	48626-8499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	E 20 ACRES OF NW 1/4 OF SE 1/4 EXC N 440 FT OF W 200 FT OF E 1505.10 FT OF SE 1/4 - 17.98 ACRES SEC 35 T12N R2E ***SPLIT FROM
Legal Range	02E
Legal Township	12N
Legal Section	35
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3017
Census Tract	12100

Owner

14361 Roe Rd is owned and occupied by two individuals who acquired it in May 2019.

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14361 ROE RD, HEMLOCK, MI 48626-8499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage 1ST STATE BANK
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit 1ST STATE BANK
Sep 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2016 · Amount on File
Deed Sale	Dec 16, 2016 · Amount on File
Deed Document Number	201631874
Deed Book / Page	2883 / 686
Last Transfer Date	May 13, 2019
Transfer Doc	0000023928
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	14361 ROE RD, HEMLOCK, MI 48626-8499
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14361 ROE RD, HEMLOCK, MI 48626-8499

Mortgage

Document Number	0000009410
Date	Apr 8, 2022
Instrument	2022009410

Lender

Name	1ST STATE BANK
Type	Bank
Address	SAGINAW, MI 48605

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	14361 ROE RD, HEMLOCK, MI 48626-8499
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14361 ROE RD, HEMLOCK, MI 48626-8499

Mortgage

Document Number	2021021187
Date	Jun 11, 2021
Instrument	2021021187

Lender

Name	1ST STATE BANK
Type	Bank
Address	SAGINAW, MI 48605

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2022

Interest

Rate Type	Adjustable Rate

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 11, 2019
Property Address	14361 ROE RD, HEMLOCK, MI 48626-8499
Document Number	0000022748
Instrument Date	Mar 13, 2019
Instrument	22748
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14361 ROE RD HEMLOCK MI 486268499, HEMLOCK, MI 48626-8499

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 24, 2019
Property Address	14361 ROE RD, HEMLOCK, MI 48626-8499
Document Number	0000023928
Instrument Date	Mar 13, 2019
Instrument	23928
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14361 ROE RD HEMLOCK MI 486268499, HEMLOCK, MI 48626-8499

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	14361 ROE RD, HEMLOCK, MI 48626-8499
Document Number	0000022572
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14361 ROE RD HEMLOCK MI 486268499, HEMLOCK, MI 48626-8499

Mortgage

Document Number	0000022572
Date	Aug 28, 2018
Instrument	22572

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 27, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 14361 Roe Rd was $5,474 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,700	$361,400
2025	$5,474.00 Homeowner's exemption
2023		$110,700	$221,400
2022	$3,689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14361 Roe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14361 Roe Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Roe Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures