14230 Roe Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 14230 Roe Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 1996
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on File
Last Sale	$191,000 (Feb 2017)
Tax Bill	$5,292 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-35-1004-001`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-35-1004-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	261,360 sqft (6 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	216 sqft
Deck Area	Deck Area
Patio Area	336 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14230 ROE RD
City	HEMLOCK
State	MI
Zip	48626-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	W 585 FT OF S 447.11 FT OF SE 1/4 OF NE 1/4 6.0 ACRES SEC 35 T12N R2E **** NEW PARCEL 1/26/96
Legal Range	02E
Legal Township	12N
Legal Section	35
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3007
Census Tract	12100

Owner

14230 Roe Rd is owned and occupied by two individuals who bought it in February 2017.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14230 ROE RD, HEMLOCK, MI 48626-9428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2018	Grant Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS
Feb 9, 2017	Warranty Deed, Transfer · Conventional with PMI DOW CHEMICAL EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2017 · Amount on File
Deed Sale	Feb 9, 2017 · Amount on File
Prior Sale	Dec 8, 1995 · Amount on File
Deed Document Number	20173258
Record Updated	Oct 29, 2026

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 21, 2018
Property Address	14230 ROE RD, HEMLOCK, MI 48626-9428
Document Number	0000006199
Instrument Date	Mar 16, 2018
Instrument	6199
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14320 ROE RD HEMLOCK MI 48626, HEMLOCK, MI 48626

Mortgage

Document Number	6200
Date	Mar 21, 2018
Instrument	6200

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 9, 2017
Property Address	14230 ROE RD, HEMLOCK, MI 48626-9428
Document Number	0000003258
Book / Page	002889 / 000293
Instrument Date	Jan 30, 2017
Instrument	3258
Transaction Type	Transfer
Record Updated	Feb 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16540 LUNNEY RD HEMLOCK MI 486269632, HEMLOCK, MI 48626-9632

Mortgage

Document Number	3259
Date	Feb 9, 2017
Book Page	002889/000294
Instrument	3259

Lender

Name	DOW CHEMICAL EMPS CU
Type	Credit Union
Address	MIDLAND, MI 48641-1649

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 14230 Roe Rd was $5,292 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,800	$363,600
2025	$5,292.00 Homeowner's exemption
2023		$131,800	$263,600
2022	$4,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14230 Roe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14230 Roe Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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