14302 Roe Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 14302 Roe Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,896 sqft · built 1976
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jan 2014)
Tax Bill	$4,905 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-35-1003-001`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-35-1003-001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,896 sqft Living Area
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	232 sqft
Patio Area	674 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	14302 ROE RD
City	HEMLOCK
State	MI
Zip	48626-8499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	COM AT A PT 1305.10 FT W FROM E 1/4 CORN TH CONT W 275 FT TH N 791.88 FT TH E 275 FT TH S 791.88 FT TO POB 5.0 ACRES SEC 35
Legal Range	02E
Legal Township	12N
Legal Section	35
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3007
Census Tract	12100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14302 ROE RD, HEMLOCK, MI 48626-8499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANKENMUTH CU
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU
Nov 13, 2020	Deed of Trust, Mortgage · Line of Credit FRANKENMUTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2014 · Amount on Record
Deed Sale	Jan 9, 2014 · Amount on Record
Prior Sale	Dec 2, 1992 · Amount on Record
Deed Document Number	2014601
Deed Book / Page	2758 / 727
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	14302 ROE RD, HEMLOCK, MI 48626-8499
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14302 ROE RD, HEMLOCK, MI 48626-8499

Mortgage

Document Number	0000022506
Date	Aug 22, 2022
Instrument	2022022506

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	14302 ROE RD, HEMLOCK, MI 48626-8499
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14302 ROE RD, HEMLOCK, MI 48626-8499

Mortgage

Document Number	0000024565
Date	Sep 30, 2020
Instrument	2020024565

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	14302 ROE RD, HEMLOCK, MI 48626-8499
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14302 ROE RD, HEMLOCK, MI 48626-8499

Mortgage

Document Number	0000028861
Date	Nov 13, 2020
Instrument	2020028861

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 28, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,400 (+31.31%)	$354,800 (+31.31%)
2025	$4,905.00 (+21.29%) Homeowner's exemption
2023		$135,100	$270,200
2022	$4,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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