1436 Gold Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 1436 Gold Rd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 936 sqft · built 1980
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$249,400 (Oct 2023)
Tax Bill	$2,496 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5120-0747-0070`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5120-0747-0070`
Alternative APNs	`00520939` `520939`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,398 sqft
1st Floor Area	936 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	150 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00520939
Street Address	1436 GOLD RD
City	SPRING HILL
State	FL
Zip	34609-6249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 12 BLK 747 LOT 7 ORB 493 PGS 584 & 585
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 12
Legal Block	747
Legal Lot Number	7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1037
Census Tract	40906

Owner

1436 Gold Rd is owned and occupied by an individual who bought it in October 2023.

Source: Hernando County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1436 GOLD RD, SPRING HILL, FL 34609-6249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Jun 26, 2023	Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2023 · Amount on File
Deed Sale	Oct 16, 2023 · Amount on File
Prior Sale	Jun 26, 2023 · Amount on File
Deed Document Number	202366182
Deed Book / Page	4354 / 1370
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 16, 2023
Property Address	1436 GOLD RD, SPRING HILL, FL 34609-6249
Document Number	0043541370
Book / Page	4354 / 1370
Map Reference	MB 8 PG 74-83
Instrument Date	Oct 9, 2023
Instrument	2023066182
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	MILLENNIAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,745.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16118 MAGNOLIA HILL ST, CLERMONT, FL 34714-4907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1436 GOLD RD, SPRING HILL, FL 34609-6249

Mortgage

Document Number	0043541372
Date	Oct 16, 2023
Instrument	4354/1372

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 26, 2023
Property Address	1436 GOLD RD, SPRING HILL, FL 34609-6249
Document Number	0043130143
Book / Page	4313 / 143
Map Reference	MB 8 PG 74-83
Instrument Date	Jun 12, 2023
Instrument	2023039377
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1452 BUNKER DR, CHAMPIONS GATE, FL 33896-8147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7901 4TH ST N STE 300, 300, SAINT PETERSBURG, FL 33702-4399

Mortgage

Document Number	0043130145
Date	Jun 26, 2023
Book Page	4313/145
Instrument	2023039378

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1436 Gold Rd was $2,496.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,496.00	$126,428 Land $45,000 Building $81,428	$126,428 Land $45,000 Building $81,428
2023		$77,332 (-23.56%) Land $9,198 Building $68,134
2022	$1,387.00	$101,171 Land $33,188 Building $67,983	$110,945 Land $39,938 Building $71,007

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1436 Gold Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2011–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1436 Gold Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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