1428 Gold Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 1428 Gold Rd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,108 sqft · built 1981
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$171,900 (Mar 2021)
Tax Bill	$2,499 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage May 2017 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5120-0747-0080`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5120-0747-0080`
Alternative APNs	`00520948` `520948`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
Gross Area	1,614 sqft
1st Floor Area	1,108 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1987
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Exterior Amenities

Pool Area	288 sqft
Porch	Enclosed Porch
Porch Area	1,146 sqft
Patio Area	96 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00520948
Street Address	1428 GOLD RD
City	SPRING HILL
State	FL
Zip	34609-6249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 12 BLK 747 LOT 8
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 12
Legal Block	747
Legal Lot Number	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1037
Census Tract	40906

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1428 GOLD RD, SPRING HILL, FL 34609-6249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
May 11, 2017	Grant Deed, Transfer FIRST INT'L TITLE
Apr 20, 2017	Grant Deed, Foreclosure
Apr 6, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Prior Sale	May 11, 2017 · Amount on Record
Deed Document Number	202117330
Deed Book / Page	3965 / 737
Prior Transfer Date	Apr 17, 2017
Prior Transfer Doc	0034620069
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 12, 2021
Property Address	1428 GOLD RD, SPRING HILL, FL 34609-6249
Document Number	0039650737
Book / Page	3965 / 737
Map Reference	MB 8 PG 74
Instrument Date	Mar 10, 2021
Instrument	2021017330
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,203.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14173 CANDIA ST, 14173, SPRING HILL, FL 34609-3112

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1428 GOLD RD, SPRING HILL, FL 34609-6249

Mortgage

Document Number	0003965739
Date	Mar 12, 2021
Instrument	3965/739

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	May 11, 2017
Property Address	1428 GOLD RD, SPRING HILL, FL 34609-6249
Document Number	0034690132
Book / Page	003469 / 000132
Instrument Date	May 8, 2017
Instrument	27156
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$490.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1428 GOLD RD SPRING HILL FL 346096249, SPRING HILL, FL 34609-6249

April 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 20, 2017
Property Address	1428 GOLD RD, SPRING HILL, FL 34609-6249
Document Number	0034620069
Book / Page	003462 / 000069
Instrument Date	Apr 17, 2017
Instrument	22438
Transaction Type	Foreclosure
Record Updated	Jul 3, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 GOLD RD SPRING HILL FL 346096249, SPRING HILL, FL 34609-6249

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 6, 2017
Property Address	1428 GOLD RD, SPRING HILL, FL 34609-6249
Document Number	0034561425
Book / Page	003456 / 001425
Instrument Date	Mar 21, 2017
Instrument	19498
Transaction Type	Foreclosure
Record Updated	May 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$7.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1428 GOLD RD SPRING HILL FL 346096249, SPRING HILL, FL 34609-6249
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,499.00 (+30.84%) Homeowner's exemption	$166,067 (+0.44%) Land $40,000 Building $126,067	$166,067 (+0.44%) Land $40,000 Building $126,067
2023		$165,340 (+7.06%) Land $55,128 Building $110,212
2022	$1,910.00	$154,440 Land $29,500 Building $124,940	$165,340 Land $35,500 Building $129,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2011–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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