1394 Gold Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 1394 Gold Rd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,808 sqft · built 1988
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (May 2022)
Tax Bill	$3,547 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5120-0748-0100`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5120-0748-0100`
Alternative APNs	`00521117` `521117`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
Gross Area	2,598 sqft
1st Floor Area	1,808 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	2,118 sqft
Deck Area	72 sqft
Patio Area	544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00521117
Street Address	1394 GOLD RD
City	SPRING HILL
State	FL
Zip	34609-6245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 12 BLK 748 LOT 10
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 12
Legal Block	748
Legal Lot Number	10
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3001
Census Tract	40906

Owner

1394 Gold Rd is owned and occupied by an individual who bought it in May 2022.

Source: Hernando County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	7312 MIDLAND CHASE LOOP, COLUMBUS, GA 31909-4486
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2022 · Amount on File
Deed Sale	May 4, 2022 · Amount on File
Prior Sale	Nov 15, 2012 · Amount on File
Deed Document Number	202234270
Deed Book / Page	4165 / 772
Prior Transfer Date	Aug 2, 2001
Prior Transfer Doc	1444001286
Record Updated	Sep 20, 2026

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 4, 2022
Property Address	1394 GOLD RD, SPRING HILL, FL 34609-6245
Document Number	0041650772
Book / Page	4165 / 772
Map Reference	MB 8 PG 74-83
Instrument Date	Apr 22, 2022
Instrument	2022034270
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	DIGITAL TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12324 PADRON BLVD, 12324, SPRING HILL, FL 34609-9430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7312 MIDLAND CHASE LOOP, COLUMBUS, GA 31909-4486

Mortgage

Document Number	0004165775
Date	May 4, 2022
Instrument	4165/775

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1394 Gold Rd was $3,547 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,547.00 Homeowner's exemption	$239,449 Land $40,000 Building $199,449	$239,449 Land $40,000 Building $199,449
2023		$240,700 (+105.64%) Land $57,776 Building $182,924
2022	$3,655.00 Homeowner's exemption	$117,050	$240,700 Land $35,500 Building $205,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1394 Gold Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1394 Gold Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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