1435 16th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1435 16th St, Oceano, CA 93445

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2 ba · 1,267 sqft · built 1991
Lot Size	0.037 acres (1,600 sqft)
Owner	2 Company Names on File
Last Sale	$405,000 (Oct 2018)
Tax Bill	$5,080 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062-016-002`

Property Details

APN / Parcel Number

Primary APN	`062-016-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,267 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Lot Area	1,600 sqft (0.037 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1435 16TH ST
City	OCEANO
State	CA
Zip	93445-9433
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RMF
Legal Description	TR 1591 LT 2
Legal Subdivision	TRACT 1591
Legal Tract	1591
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2046
Census Tract	12201

Owner

1435 16th St, a planned unit development, is owned by a company that acquired it in October 2024 and is owner-occupied.

Source: San Luis Obispo County records, as of August 26, 2026

Owner of Record	2 Company Names on File
Mailing Address	1435 16TH ST, OCEANO, CA 93445-9433
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018 · Amount on File
Deed Sale	Oct 15, 2018 · Amount on File
Prior Sale	Jul 26, 2012 · Amount on File
Deed Document Number	201843014
Last Transfer Date	Oct 15, 2024
Transfer Doc	0000031031
Record Updated	Oct 29, 2026

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 15, 2018
Property Address	1435 16TH ST, OCEANO, CA 93445-9433
Document Number	0000043014
Instrument Date	Sep 26, 2018
Instrument	43014
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1435 16TH ST OCEANO CA 934459433, OCEANO, CA 93445-9433

Mortgage

Document Number	43015
Date	Oct 15, 2018
Instrument	43015

Lender

Name	STEVEN & ANDREA REEVES
Address	2219 RICH SPRINGS CT, BAKERSFIELD, CA 93312-3577

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1435 16th St was $5,080 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,701 (+2%) Land $199,117 Building $261,584
2025	$5,080.00 Homeowner's exemption	$451,668 Land $195,213 Building $256,455
2023	$4,851.00 (+1.46%) Homeowner's exemption	$434,132 Land $187,634 Building $246,498
2022	$4,781.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1435 16th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 individual policies
Nearby Flood Policies	89 units insured incl. 56 condo units
Nearby Flood Claims	2 (2010)
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1435 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.