Berrien County property record for 1434 Main St, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,845 sqft · built 1918 |
| Lot Size | 0.128 acres (5,576 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,143 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-5200-0004-00-4 |
| Primary APN | 76-5200-0004-00-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,845 sqft Living Area |
| 1st Floor Area | 1,651 sqft |
| Basement Area | 1,194 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Lot Area | 5,576 sqft (0.128 acres) |
| Lot Dimensions | 107 ft deep x 52 ft wide |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|
| Street Address | 1434 MAIN ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1692 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - D |
| Legal Description | LOT 4 NAPIERS ADD TO ST JOSEPH |
| Legal Subdivision | NAPIERS ADD |
| Legal Lot Number | 4 |
| Legal Unit | 4 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 801 |
Source: Berrien County records · APN 76-5200-0004-00-4
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1434 MAIN ST, 1, SAINT JOSEPH, MI 49085-1692 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 06, 2017 | Deed of Trust, Mortgage · Conventional Mortgage EDGEWATER BANK |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EDGEWATER BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 1991 |
| Deed Sale | Jan 16, 1991 |
| Deed Book / Page | 1448 / 430 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1434 MAIN ST, SAINT JOSEPH, MI 49085-1692 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03162/2010 |
|---|---|
| Date | Feb 06, 2017 |
| Book Page | 3162/2010 |
| Name | EDGEWATER BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1434 MAIN ST, SAINT JOSEPH, MI 49085-1692 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 03295/1788 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 3295/1788 |
| Name | EDGEWATER BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,700 (+60.4%) | $501,400 (+60.4%) | |
| 2025 | $5,143.00 (+12.15%) | ||
| 2023 | $156,300 | $312,600 | |
| 2022 | $4,586.00 |
Source: FEMA National Flood Hazard Layer as of September 10, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Mercury Broadband.
Based on FCC filings for 474 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST JOSEPH serves 7,930 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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