1438 Main St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1438 Main St, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,402 sqft · built 1910
Lot Size	0.056 acres (2,439 sqft)
Owner	Individual Name on File
Last Sale	$57,000 (Feb 1994)
Tax Bill	$2,304 (2025)
Deeds & Mortgages	May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`76-5200-0005-01-9`

Property Details

APN / Parcel Number

Primary APN	`76-5200-0005-01-9`
Alternative APN	`11-76-5200-0005-01-9`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,402 sqft Living Area
1st Floor Area	693 sqft
Basement Area	693 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	2,439 sqft (0.056 acres)
Lot Dimensions	94 ft deep x 26 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	1438 MAIN ST
City	SAINT JOSEPH
State	MI
Zip	49085-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - D
Legal Description	THE SWLY 1/2 OF LOT 5 NAPIER ADD TO THE CITY OF ST JOSEPH WHOSE NELY LN IS PAR TO TH SWLY LN OF SD LOT 5 EXC THE R/W OF U S
Legal Subdivision	NAPIER ADD
Legal Lot Number	5
Legal Unit	5,5
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2024
Census Tract	801

Owner

Source: Berrien County records · APN 76-5200-0005-01-9

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1438 MAIN ST, SAINT JOSEPH, MI 49085-1554
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 1994 · Amount on Record
Deed Sale	Feb 25, 1994 · Amount on Record
Prior Sale	Dec 17, 1993 · Amount on Record
Deed Book / Page	1629 / 1109
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 14, 2026
Property Address	1438 MAIN ST, SAINT JOSEPH, MI 49085-1554
Document Number	0000460834
Book / Page	3477 / 1841
Instrument Date	May 07, 2026
Instrument	2026460834
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1438 MAIN ST, SAINT JOSEPH, MI 49085-1554

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,200 (+29.19%)	$266,400 (+29.19%)
2025	$2,304.00 (+11.95%)
2023		$103,100	$206,200
2022	$2,058.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Mercury Broadband.

Based on FCC filings for 474 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST JOSEPH serves 7,930 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.